{"id":42,"date":"2018-11-03T15:28:54","date_gmt":"2018-11-03T15:28:54","guid":{"rendered":"https:\/\/wp.backshake.com\/insuropedia\/?post_type=term&#038;p=42"},"modified":"2024-09-26T08:28:47","modified_gmt":"2024-09-26T08:28:47","slug":"insurer","status":"publish","type":"term","link":"https:\/\/www.lemonade.com\/insuropedia\/dictionary\/insurer\/","title":{"rendered":"Insurer"},"content":{"rendered":"<p>An \u201cinsurer\u201d refers to the company providing you with financial coverage in the case of unexpected, bad events covered on your <a href=\"https:\/\/www.lemonade.com\/renters\">renters insurance<\/a> or homeowners policy.<\/p>\n<p><script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [{\n    \"@type\": \"Question\",\n    \"name\": \"What do insurers do?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"TL;DR \u2013 insurers are there to create insurance quotes, sell policies, handle claims filed by policyholders, and provide coverage in the form of financial compensation if need be.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"Who is the insurer and insured?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"There\u2019s tons of confusion around the difference between the \u2018insurer\u2019 and the \u2018insured,\u2019 so we\u2019re here to clear things up. 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