Pet Insurance in Louisiana

Got a Beagle in Baton Rouge, or a Siamese in Shreveport? Cover your pet with Lemonade pet insurance in Louisiana—the smart choice to keep your fur baby happy and healthy in the Bayou State.

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How much does pet insurance cost in Louisiana?

The average cost of pet insurance in Louisiana in 2025 is roughly $21 a month for cats and $36 a month for dogs, depending on factors like your pet’s breed and age, exactly where you live, and the coverages you choose. Here’s a look at average rates for popular dog and cat breeds in the US:
CityAverage monthly premium*
Labrador Retriever$92
Pug Purebred$97
Domestic Longhair$35
Persian$45
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What does a Lemonade pet insurance
policy in Louisiana cover?

A base Lemonade pet insurance insurance policy in Louisiana helps cover the costs of diagnostics, procedures, and medications to treat your cat or dog’s eligible accidents and illnesses. Here are some common types of care that Lemonade pet insurance covers in Louisiana:
  • Bloodwork
  • X-rays
  • MRI
  • CT Scan
  • Lab Work
  • Urinalysis
  • Ultrasounds
  • Cancer
  • Emergency Care
  • Surgery
  • Heart Disease
  • Hospitalization
  • Road Accidents
  • Outpatient Care
  • Allergy Medicine
  • Specialty Care
  • Injections
  • Prescription Medications
  • Arthritis Medications
  • Knee, Elbow, and Hip Dysplasia
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What pet insurance plans does
Lemonade offer in Louisiana?

Our preventative care packages help cover your pet’s regular trips to the vet.
Wellness examWellness exam

Wellness exam

Annual physical checkup for your pet

VaccinesVaccines

Vaccines

Up to 3 vaccines such as Rabies, DHLPP, and Bordetella

Heartworm testHeartworm test

Heartworm test

Annual screening of heartworm infestation

Fecal or internal parasite testFecal or internal parasite test

Fecal or internal parasite test

Annual parasite evaluation test

Routine dental cleaningRoutine dental cleaning

Routine dental cleaning

Including dental x-rays, anesthesia, polishing, and more

Preventative medicationPreventative medication

Preventative medication

Protection for your pet against fleas, ticks, and heartworm

Pet parents love Lemonade

Customizable coverage, seamless claims, and compassionate customer support —it’s no wonder why hundreds of thousands of pet parents choose Lemonade pet insurance

Is pet insurance worth it in Louisiana?

Check out how much dog and cat owners have saved on vet bills with pet insurance.

What additional coverage does
Lemonade offer in Louisiana?

You can easily mix and match our add-on coverages to meet your pet’s needs, and your budget.

Visit fees

Helps cover the extra fee vets charge for their time and labor, separate from the actual cost of the treatment.

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Physical therapy

Helps cover things like acupuncture and hydrotherapy related to functionality issues due to an unexpected illness or accident.

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Dental illness

Helps cover the cost of treatments related to eligible dental illness—including crowns, extractions, root canals, dental surgeries, and antibiotics.

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Behavioral conditions

Helps cover the costs of diagnostics, treatments, and therapies related to eligible behavioral conditions—like therapy sessions, prescription medications, and specialized training.

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End-of-life and remembrance

Helps cover the costs related to vet-recommended euthanasia, cremation, or commemorative items—like an urn, framed pictures, digital photo storage, or even a tattoo—even if the pet’s death is not related to an eligible condition.

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How much pet insurance do I need in Louisiana?

The right pet insurance balances your monthly premium with what you can afford for unexpected vet bills. Check out the estimated costs of some common vet services
for cats and dogs in Louisiana.

Estimated vet services costs for dogs across Louisiana

Vet ServiceNew OrleansBaton RougeShreveportLafayette
Spay (over 6 months)$576 (over 50 lbs)/$503 (under 50 lbs)$576 (over 50 lbs)/$503 (under 50 lbs)$576 (over 50 lbs)/$503 (under 50 lbs)$590 (over 50 lbs)/$515 (under 50 lbs)
Neuter (over 6 months)$477$477$477$489
Professional dental cleaning$381$381$381$395
Office visit$65$65$65$68

Estimated vet services costs for cats across Louisiana

Vet ServiceNew OrleansBaton RougeShreveportLafayette
Spay (over 6 months)$357$357$357$366
Neuter (over 6 months)$263$263$263$270
Professional dental cleaning$381$381$381$395
Office visit$65$65$65$68

Source: Banfield Pet Hospital

How does pet insurance work in Louisiana?

Lemonade harnesses the power of tech to make the process of filing a pet insurance claim—and getting reimbursed—a breeze
Go to the vetGo to the vet

Go to the vet

If your pet gets sick or injured, just visit any state-licensed veterinarian for the diagnostics, procedures, and medications your furry friend may need to recover.

File a claimFile a claim

File a claim

File a claim on the Lemonade app in minutes. You’ll need a pic of the vet invoice and/or a paid receipt, plus a copy of your medical records or notes from that specific vet visit.

Get reimbursedGet reimbursed

Get reimbursed

Get your money back directly into your bank account from Lemonade for eligible claims. Around 50% of Lemonade pet insurance claims are handled instantly.

FAQs

What are the main safety threats to pets in Louisiana?

Louisiana’s natural beauty brings some unique threats to pets. Toxic plants like Hydrangeas, Oleanders, and Sago palms can be dangerous if ingested, so make sure your furry friends steer clear of them, especially in backyards or parks. If your pet eats something they shouldn’t, call your vet or the ASPCA poison control hotline quickly.

Louisiana’s warm, humid climate is also home to pests like mosquitoes, carrying heartworm disease, and ticks, which can spread illnesses like Lyme disease. Regular preventative treatments are essential to protect your pets. Wildlife threats include venomous snakes like the Cottonmouth and Copperhead; always leash your pet on hikes and stay alert near water sources or wooded areas where snakes may hide. With the combination of plants, pests, and wildlife, staying informed about your local environment is key to keeping your pets safe in the Pelican State.

What are the best dog parks in Louisiana?

Louisiana has plenty of great spots for your pups to roam and play off-leash.

  • NOLA City Bark in New Orleans offers a beautiful fenced park with shady spots, water fountains, and separate areas for smaller dogs. Keep in mind, a permit is required to bring your pooch to this park.
  • Raising Cane’s Dog Park in Baton Rouge is a spacious park with plenty of seating, play areas, and water stations.
  • Moncus Park in Lafayette offers wide-open areas for play and picturesque walking paths for pet parents to enjoy alongside their furry companions.
  • Burbank Dog Park in Baton Rouge provides lots of space, including pavilions, a wash station, and even a pond to cool off on hot days.

What are the top local pet-based businesses in Louisiana?

Louisiana is home to some incredible pet-focused businesses that pamper and care for your furry family members!

  • Cafe Du Bone Dog Bakery and Boutique in Slidell is a charming dog bakery and boutique serving up freshly handmade, all-natural dog treats and cakes with a New Orleans flair. Beyond the delicious ‘Beg-nets,’ they offer stylish bedding, premium foods, and unique pet accessories.
  • Southern Paws, located in New Orleans’ French Quarter and Riverwalk Collection, is a vibrant pet boutique and barkery. With gourmet treats, chic collars, leashes, toys, and even gifts for pet parents, it’s the perfect destination to shop for all things Mardi Gras-themed or stylish for your pets.
  • The Royal Treatment Pet Manor & Grooming Spa in Baton Rouge truly lives up to its name, offering luxury grooming services, therapeutic spa treatments, and cage-free boarding. Whether it’s a soothing bath or a u201cRoyal Recessu201d daycare session, pets are treated like royalty from nose to tail.
  • Camp Bow Wow in Lafayette is a play-based haven for dogs offering day care, overnight boarding, and spacious indoor/outdoor play areas. With live webcam access and attentive staff certified in pet first aid, your pup can romp and play while you enjoy peace of mind.

Can I use Lemonade pet insurance at any vet in Louisiana?

Yes, since we work on a reimbursement basis you can use your Lemonade pet insurance policy at any licensed vet in the U.S., including Louisiana.

What are the leash laws in Louisiana?

Louisiana requires dogs to be securely contained or on a leash when outside to prevent them from running at large or trespassing. Leashes are typically limited to six feet for safety. Local parishes, such as East Baton Rouge and New Orleans, have additional rules, including vaccination and licensing requirements for dogs in public spaces.Some areas offer exceptions, like designated off-leash parks such as NOLA City Bark. It’s important to check specific regulations in your parish to ensure compliance and keep your pets safe.

*Lemonade Insurance analyzed policy rates to calculate average pet premiums as of October, 2024. This analysis is based on Lemonadeu2019s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances

Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. The content of these educational articles does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim.