Pet Insurance in Rhode Island
Got a Persian in Providence or a Welsh Terrier in Warwick? Cover your pet with Lemonade pet insurance in Rhode Island—the smart choice to keep your fur baby happy and healthy in the Ocean State.
How much does pet insurance cost in Rhode Island?
| City | Average monthly premium* |
|---|---|
| East Providence | $25 to $29 |
| Pawtucket | $25 to $29 |
| Providence | $25 to $29 |
| Warwick | $30 to $34 |
What does a Lemonade pet insurance
policy in Rhode Island cover?
- Bloodwork
- X-rays
- MRI
- CT Scan
- Lab Work
- Urinalysis
- Ultrasounds
- Cancer
- Emergency Care
- Surgery
- Heart Disease
- Hospitalization
- Road Accidents
- Outpatient Care
- Allergy Medicine
- Specialty Care
- Injections
- Prescription Medications
- Arthritis Medications
- Knee, Elbow, and Hip Dysplasia
What pet insurance plans does
Lemonade offer in Rhode Island?
Wellness exam
Annual physical checkup for your pet
Vaccines
Up to 3 vaccines such as Rabies, DHLPP, and Bordetella
Heartworm test
Annual screening of heartworm infestation
Fecal or internal parasite test
Annual parasite evaluation test
Routine dental cleaning
Including dental x-rays, anesthesia, polishing, and more
Preventative medication
Protection for your pet against fleas, ticks, and heartworm
Pet parents love Lemonade
Is pet insurance worth it in Rhode Island?
What additional coverage does
Lemonade offer in Rhode Island?
Visit fees
Helps cover the extra fee vets charge for their time and labor, separate from the actual cost of the treatment.
Read morePhysical therapy
Helps cover things like acupuncture and hydrotherapy related to functionality issues due to an unexpected illness or accident.
Read moreDental illness
Helps cover the cost of treatments related to eligible dental illness—including crowns, extractions, root canals, dental surgeries, and antibiotics.
Read moreBehavioral conditions
Helps cover the costs of diagnostics, treatments, and therapies related to eligible behavioral conditions—like therapy sessions, prescription medications, and specialized training.
Read moreEnd-of-life and remembrance
Helps cover the costs related to vet-recommended euthanasia, cremation, or commemorative items—like an urn, framed pictures, digital photo storage, or even a tattoo—even if the pet’s death is not related to an eligible condition.
Read moreHow much pet insurance do I need in Rhode Island?
for cats and dogs in Rhode Island.
Estimated vet services costs for dogs across Rhode Island
| Vet Service | East Providence | Pawtucket | Providence | Warwick |
|---|---|---|---|---|
| Spay (over 6 months) | $651 (over 50 lbs)/$568 (under 50 lbs) | $651 (over 50 lbs)/$568 (under 50 lbs) | $635 (over 50 lbs)/$555 (under 50 lbs) | $635 (over 50 lbs)/$555 (under 50 lbs) |
| Neuter (over 6 months) | $538 | $538 | $526 | $526 |
| Professional dental cleaning | $457 | $457 | $441 | $441 |
| Office visit | $83 | $83 | $79 | $79 |
Estimated vet services costs for cats across Rhode Island
| Vet Service | East Providence | Pawtucket | Providence | Warwick |
|---|---|---|---|---|
| Spay (over 6 months) | $403 | $403 | $394 | $394 |
| Neuter (over 6 months) | $297 | $297 | $290 | $290 |
| Professional dental cleaning | $457 | $457 | $441 | $441 |
| Office visit | $83 | $83 | $79 | $79 |
Source: Banfield Pet Hospital
How does pet insurance work in Rhode Island?
Go to the vet
If your pet gets sick or injured, just visit any state-licensed veterinarian for the diagnostics, procedures, and medications your furry friend may need to recover.
File a claim
File a claim on the Lemonade app in minutes. You’ll need a pic of the vet invoice and/or a paid receipt, plus a copy of your medical records or notes from that specific vet visit.
Get reimbursed
Get your money back directly into your bank account from Lemonade for eligible claims. Around 50% of Lemonade pet insurance claims are handled instantly.
FAQs
What are the main safety threats to pets in Rhode Island?
Rhode Island may not have venomous snakes of its own, but the Northern Copperhead and Timber rattlesnake can be found nearby, so staying vigilant is key. Regularly check hiking and outdoor areas for snakes basking on logs or rocks. If your pet is bitten, head to the vet immediately—it’s better to be safe than sorry.
Black widow and brown recluse spiders also pose a risk, particularly in dark, warm areas like garages and sheds. Symptoms of their bites include pain, tremors, or paralysis, and bites can even be fatal. Keeping your spaces clean and watching for signs of trouble can help protect your pet from these creepy crawlers!
What are the best dog parks in Rhode Island?
Rhode Island has some fantastic dog parks where your pup can zoom.
- Pawtucket Dog Park at Slater Park is a local favorite, featuring well-lit spaces, a community of volunteers, and even a Dogapalooza festival.
- Waterman St. Dog Park in Providence offers plenty of open areas for dogs to roam for a more wooded escape.
- Barrington Dog Park offers a friendly community and clear safety guidelines.
- South Kingstown Dog Park boasts double-door entry and separate areas for small and large dogs.
- Warwick City Dog Park is another gem, offering shady seating for owners and a mix of grassy and sandy surfaces.
What are the top local pet-based businesses in Rhode Island?
Rhode Island has some wonderful local pet businesses that cater to every need.
- For the Love of Paws in Cranston offers natural treats and personalized items your pets will adore.
- Bone Appetit in East Greenwich has been a trusted name for nearly two decades, known for its eco-friendly products and fun community events like the annual Dog Parade.
- Chibi’s Choice in Rumford delivers grooming services amid a boutique shopping experience.
- Jack’s Snacks in Warwick specializes in u201cpupcakes,u201d custom birthday cakes, and wheat-free snacks that give pet parents another reason to spoil their furry friends.
Can I use Lemonade pet insurance at any vet in Rhode Island?
Yes, since we work on a reimbursement basis you can use your Lemonade pet insurance policy at any licensed vet in the U.S., including Rhode Island.
What should I know about Rhode Island’s pet leash laws?
While Rhode Island doesn’t have a statewide leash law, local cities and towns set their own rules. Usually, this means keeping your dog leashed in public places like parks, streets, and sidewalks. To avoid fines (and keep the peace), be sure to check the specific leash rules for your area before heading out with your pup!
*Lemonade Insurance analyzed policy rates to calculate average pet premiums as of October, 2024. This analysis is based on Lemonadeu2019s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances
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