Pet Insurance in South Carolina

Got a Chartreux in Charleston, or a Cockapoo in Columbia? Cover your pet with Lemonade pet insurance in South Carolina—the smart choice to keep your fur baby happy and healthy in the Palmetto State.

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How much does pet insurance cost in South Carolina?

As of 2025, the average estimated cost of Lemonade pet insurance in South Carolina ranges from roughly $30 to $34 a month, depending on factors like your pet’s breed and age, exactly where you live, and the coverages you choose.
CityAverage monthly premium*
Charleston$30 to $34
Columbia$30 to $34
Mount Pleasant$30 to $34
Rock Hill$25 to $29
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What does a Lemonade pet insurance
policy in South Carolina cover?

A base Lemonade pet insurance insurance policy in South Carolina helps cover the costs of diagnostics, procedures, and medications to treat your cat or dog’s eligible accidents and illnesses. Here are some common types of care that Lemonade pet insurance covers in South Carolina:
  • Bloodwork
  • X-rays
  • MRI
  • CT Scan
  • Lab Work
  • Urinalysis
  • Ultrasounds
  • Cancer
  • Emergency Care
  • Surgery
  • Heart Disease
  • Hospitalization
  • Road Accidents
  • Outpatient Care
  • Allergy Medicine
  • Specialty Care
  • Injections
  • Prescription Medications
  • Arthritis Medications
  • Knee, Elbow, and Hip Dysplasia
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What pet insurance plans does
Lemonade offer in South Carolina?

Our preventative care packages help cover your pet’s regular trips to the vet.
Wellness examWellness exam

Wellness exam

Annual physical checkup for your pet

VaccinesVaccines

Vaccines

Up to 3 vaccines such as Rabies, DHLPP, and Bordetella

Heartworm testHeartworm test

Heartworm test

Annual screening of heartworm infestation

Fecal or internal parasite testFecal or internal parasite test

Fecal or internal parasite test

Annual parasite evaluation test

Routine dental cleaningRoutine dental cleaning

Routine dental cleaning

Including dental x-rays, anesthesia, polishing, and more

Preventative medicationPreventative medication

Preventative medication

Protection for your pet against fleas, ticks, and heartworm

Pet parents love Lemonade

Customizable coverage, seamless claims, and compassionate customer support —it’s no wonder why hundreds of thousands of pet parents choose Lemonade pet insurance

Is pet insurance worth it in South Carolina?

Check out how much dog and cat owners have saved on vet bills with pet insurance.

What additional coverage does
Lemonade offer in South Carolina?

You can easily mix and match our add-on coverages to meet your pet’s needs, and your budget.

Visit fees

Helps cover the extra fee vets charge for their time and labor, separate from the actual cost of the treatment.

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Physical therapy

Helps cover things like acupuncture and hydrotherapy related to functionality issues due to an unexpected illness or accident.

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Dental illness

Helps cover the cost of treatments related to eligible dental illness—including crowns, extractions, root canals, dental surgeries, and antibiotics.

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Behavioral conditions

Helps cover the costs of diagnostics, treatments, and therapies related to eligible behavioral conditions—like therapy sessions, prescription medications, and specialized training.

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End-of-life and remembrance

Helps cover the costs related to vet-recommended euthanasia, cremation, or commemorative items—like an urn, framed pictures, digital photo storage, or even a tattoo—even if the pet’s death is not related to an eligible condition.

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How much pet insurance do I need in South Carolina?

The right pet insurance balances your monthly premium with what you can afford for unexpected vet bills. Check out the estimated costs of some common vet services
for cats and dogs in South Carolina.

Estimated vet services costs for dogs across South Carolina

Vet ServiceCharlestonColumbiaMount PleasantRock Hill
Spay (over 6 months)$590 (over 50 lbs)/$515 (under 50 lbs)$598 (over 50 lbs)/$522 (under 50 lbs)$590 (over 50 lbs)/$515 (under 50 lbs)$605 (over 50 lbs)/$528 (under 50 lbs)
Neuter (over 6 months)$489$495$489$501
Professional dental cleaning$395$402$395$409
Office visit$68$70$68$72

Estimated vet services costs for cats across South Carolina

Vet ServiceCharlestonColumbiaMount PleasantRock Hill
Spay (over 6 months)$366$370$366$375
Neuter (over 6 months)$270$273$270$276
Professional dental cleaning$395$402$395$409
Office visit$68$70$68$72

Source: Banfield Pet Hospital

How does pet insurance work in South Carolina?

Lemonade harnesses the power of tech to make the process of filing a pet insurance claim—and getting reimbursed—a breeze
Go to the vetGo to the vet

Go to the vet

If your pet gets sick or injured, just visit any state-licensed veterinarian for the diagnostics, procedures, and medications your furry friend may need to recover.

File a claimFile a claim

File a claim

File a claim on the Lemonade app in minutes. You’ll need a pic of the vet invoice and/or a paid receipt, plus a copy of your medical records or notes from that specific vet visit.

Get reimbursedGet reimbursed

Get reimbursed

Get your money back directly into your bank account from Lemonade for eligible claims. Around 50% of Lemonade pet insurance claims are handled instantly.

FAQs

What are the main safety threats to pets in South Carolina?

South Carolina has its share of natural threats for pets, including venomous snakes like the Copperhead, Cottonmouth, and Eastern Diamondback, as well as poisonous spiders like the Black Widow and Brown Recluse. Snake bites can cause swelling and require immediate vet care, while spider bites can lead to symptoms like vomiting and stiffness.

Toxic plants like Nerium Oleander, Tree Tobacco, and Star of Bethlehem are also a concern. If your pet shows signs like vomiting, drooling, or a wobbly gait after nibbling on something suspicious, don’t wait—take them to a vet right away!

What are the best dog parks in South Carolina?

South Carolina’s off-leash dog parks are perfect for energetic pups!

  • Chaplin Park in Hilton Head Island offers shady woods, separate play areas for big and small dogs, and toys to keep wagging tails entertained.
  • Page Ellington Dog Park in Columbia has shady benches and water fountains to keep everyone cool.
  • Waggin’ Tales Dog Park in Little River has spacious runs and nearby trails for on-leash exploring.
  • Unleashed Dog Bar in Greenville is a unique stop where humans can sip drinks while dogs splash and play—just remember the entry fee!

What are the top local pet-based businesses in South Carolina?

South Carolina is full of amazing pet businesses!

  • Earthwise in Simpsonville offers an impressive range of fresh pet food, healthy treats, and grooming services to keep your pets happy and healthy.
  • Aiken Pet Fitness provides specialized therapies like hydrotherapy and acupuncture for pets recovering from surgery or injury.
  • Modern Companion in Chapin has chic accessories for trendy pets.
  • Camp Miracle Paws in Anderson is also a hit, providing fun-packed daycare with swimming and obedience classes—your dog won’t want to leave!

Can I use Lemonade pet insurance at any vet in South Carolina?

Yes, since we work on a reimbursement basis you can use your Lemonade pet insurance policy at any licensed vet in the U.S., including South Carolina.

What are the vaccination requirements for pets in South Carolina?

All dogs, cats, and even ferrets in South Carolina need to be up-to-date on their rabies shots—it’s the law! Your vet might also suggest other vaccines depending on your pet’s adventures, like ones for Bordetella or Lyme disease.

*Lemonade Insurance analyzed policy rates to calculate average pet premiums as of October, 2024. This analysis is based on Lemonadeu2019s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances

Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. The content of these educational articles does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim.