Pet Insurance in Tennessee
Got a Nebelung in Nashville, or a Boxer in Bristol? Cover your pet with Lemonade pet insurance in Tennessee—the smart choice to keep your fur baby happy and healthy in the Volunteer State.
How much does pet insurance cost in Tennessee?
| City | Average monthly premium* |
|---|---|
| Clarksville | $30 to $34 |
| Knoxville | $30 to $34 |
| Memphis | $30 to $34 |
| Nashville | $30 to $34 |
What does a Lemonade pet insurance
policy in Tennessee cover?
- Bloodwork
- X-rays
- MRI
- CT Scan
- Lab Work
- Urinalysis
- Ultrasounds
- Cancer
- Emergency Care
- Surgery
- Heart Disease
- Hospitalization
- Road Accidents
- Outpatient Care
- Allergy Medicine
- Specialty Care
- Injections
- Prescription Medications
- Arthritis Medications
- Knee, Elbow, and Hip Dysplasia
What pet insurance plans does
Lemonade offer in Tennessee?
Wellness exam
Annual physical checkup for your pet
Vaccines
Up to 3 vaccines such as Rabies, DHLPP, and Bordetella
Heartworm test
Annual screening of heartworm infestation
Fecal or internal parasite test
Annual parasite evaluation test
Routine dental cleaning
Including dental x-rays, anesthesia, polishing, and more
Preventative medication
Protection for your pet against fleas, ticks, and heartworm
Pet parents love Lemonade
Is pet insurance worth it in Tennessee?
What additional coverage does
Lemonade offer in Tennessee?
Visit fees
Helps cover the extra fee vets charge for their time and labor, separate from the actual cost of the treatment.
Read morePhysical therapy
Helps cover things like acupuncture and hydrotherapy related to functionality issues due to an unexpected illness or accident.
Read moreDental illness
Helps cover the cost of treatments related to eligible dental illness—including crowns, extractions, root canals, dental surgeries, and antibiotics.
Read moreBehavioral conditions
Helps cover the costs of diagnostics, treatments, and therapies related to eligible behavioral conditions—like therapy sessions, prescription medications, and specialized training.
Read moreEnd-of-life and remembrance
Helps cover the costs related to vet-recommended euthanasia, cremation, or commemorative items—like an urn, framed pictures, digital photo storage, or even a tattoo—even if the pet’s death is not related to an eligible condition.
Read moreHow much pet insurance do I need in Tennessee?
for cats and dogs in Tennessee.
Estimated vet services costs for dogs across Tennessee
| Vet Service | Clarksville | Knoxville | Memphis | Nashville |
|---|---|---|---|---|
| Spay (over 6 months) | $576 (over 50 lbs)/$503 (under 50 lbs) | $576 (over 50 lbs)/$503 (under 50 lbs) | $590 (over 50 lbs)/$515 (under 50 lbs) | $576 (over 50 lbs)/$503 (under 50 lbs) |
| Neuter (over 6 months) | $477 | $477 | $489 | $477 |
| Professional dental cleaning | $381 | $381 | $395 | $381 |
| Office visit | $65 | $65 | $68 | $65 |
Estimated vet services costs for cats across Tennessee
| Vet Service | Clarksville | Knoxville | Memphis | Nashville |
|---|---|---|---|---|
| Spay (over 6 months) | $357 | $357 | $366 | $357 |
| Neuter (over 6 months) | $263 | $263 | $270 | $263 |
| Professional dental cleaning | $381 | $381 | $395 | $381 |
| Office visit | $65 | $65 | $68 | $65 |
Source: Banfield Pet Hospital
How does pet insurance work in Tennessee?
Go to the vet
If your pet gets sick or injured, just visit any state-licensed veterinarian for the diagnostics, procedures, and medications your furry friend may need to recover.
File a claim
File a claim on the Lemonade app in minutes. You’ll need a pic of the vet invoice and/or a paid receipt, plus a copy of your medical records or notes from that specific vet visit.
Get reimbursed
Get your money back directly into your bank account from Lemonade for eligible claims. Around 50% of Lemonade pet insurance claims are handled instantly.
FAQs
What are the main safety threats to pets in Tennessee?
Tennessee’s outdoors is stunning, but it comes with risks for pets. Toxic plants like Oleander, Honeysuckle, and Foxglove are common and dangerous if ingested, so keep an eye on curious paws during hikes or backyard playtime. If your pet eats something suspicious, contact your vet or the ASPCA poison control hotline immediately.
Wildlife can also be a threat—copperheads and rattlesnakes are venomous snakes found in Tennessee, so stay cautious on trails and in wooded areas. Coyotes and raccoons might approach if food is left out, so secure trash bins and watch pets, especially at night. Keeping outdoor spaces safe and supervised is key to protecting your pets!
What are the best dog parks in Tennessee?
Tennessee offers some incredible dog parks to explore with your companion.
- Shelby Farms Dog Park in Memphis boasts over 100 acres of off-leash fun, with trails, ponds, and wide-open spaces to explore.
- Play Wash Pint in Chattanooga is perfect for social pups, with synthetic turf, a self-service wash station, and drinks for pet parents.
- Plumb Creek Dog Park in Knoxville offers a seven acre play area for large dogs, and a one acre play area for smaller dogs.
- Two Rivers Dog Park in Nashville boasts a large open space for your pup to explore, walking trails, and plenty of trees to provide shade.
What are the top local pet-based businesses in Tennessee?
Tennessee is home to some incredible pet-focused businesses that will keep your furry friends spoiled.
- Baxter Bailey & Company in Nashville offers luxury products like designer toys, grooming essentials, and stylish pet apparel—perfect for pampered pups. Their focus on high-end quality makes every visit special.
- Ma and Paws in Hendersonville has top-notch, all-natural pet food and supplies, plus grooming and nutritional counseling services.
- Pet Pals in Franklin provides one-on-one training, walking, and daycare in a kennel-free environment.
Can I use Lemonade pet insurance at any vet in Tennessee?
Yes, since we work on a reimbursement basis you can use your Lemonade pet insurance policy at any licensed vet in the U.S., including Tennessee.
What are the leash laws in Tennessee?
Leash laws in Tennessee vary by city, but generally, dogs must be leashed in public spaces to make sure both people and other pets are safe. Specific regulations may differ, so it’s best to check local ordinances for the area you’re visiting or living in.
*Lemonade Insurance analyzed policy rates to calculate average pet premiums as of October, 2024. This analysis is based on Lemonadeu2019s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances
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