Pet Insurance in Texas
Got a Tabby in Temple, or a Great Dane in Galveston? Cover your pet with Lemonade pet insurance in Texas—the smart choice to keep your fur baby happy and healthy in the Lone Star State.
How much does pet insurance cost in Texas?
| City | Average monthly premium* |
|---|---|
| Dallas | $30 to $34 |
| El Paso | $25 to $29 |
| Fort Worth | $30 to $34 |
| San Antonio | $25 to $29 |
What does a Lemonade pet insurance
policy in Texas cover?
- Bloodwork
- X-rays
- MRI
- CT Scan
- Lab Work
- Urinalysis
- Ultrasounds
- Cancer
- Emergency Care
- Surgery
- Heart Disease
- Hospitalization
- Road Accidents
- Outpatient Care
- Allergy Medicine
- Specialty Care
- Injections
- Prescription Medications
- Arthritis Medications
- Knee, Elbow, and Hip Dysplasia
What pet insurance plans does
Lemonade offer in Texas?
Wellness exam
Annual physical checkup for your pet
Vaccines
Up to 3 vaccines such as Rabies, DHLPP, and Bordetella
Heartworm test
Annual screening of heartworm infestation
Fecal or internal parasite test
Annual parasite evaluation test
Routine dental cleaning
Including dental x-rays, anesthesia, polishing, and more
Preventative medication
Protection for your pet against fleas, ticks, and heartworm
Pet parents love Lemonade
Is pet insurance worth it in Texas?
What additional coverage does
Lemonade offer in Texas?
Visit fees
Helps cover the extra fee vets charge for their time and labor, separate from the actual cost of the treatment.
Read morePhysical therapy
Helps cover things like acupuncture and hydrotherapy related to functionality issues due to an unexpected illness or accident.
Read moreDental illness
Helps cover the cost of treatments related to eligible dental illness—including crowns, extractions, root canals, dental surgeries, and antibiotics.
Read moreBehavioral conditions
Helps cover the costs of diagnostics, treatments, and therapies related to eligible behavioral conditions—like therapy sessions, prescription medications, and specialized training.
Read moreEnd-of-life and remembrance
Helps cover the costs related to vet-recommended euthanasia, cremation, or commemorative items—like an urn, framed pictures, digital photo storage, or even a tattoo—even if the pet’s death is not related to an eligible condition.
Read moreHow much pet insurance do I need in Texas?
for cats and dogs in Texas.
Estimated vet services costs for dogs across Texas
| Vet Service | Dallas | El Paso | Fort Worth | San Antonio |
|---|---|---|---|---|
| Spay (over 6 months) | $590 (over 50 lbs)/$515 (under 50 lbs) | $576 (over 50 lbs)/$503 (under 50 lbs) | $590 (over 50 lbs)/$515 (under 50 lbs) | $590 (over 50 lbs)/$515 (under 50 lbs) |
| Neuter (over 6 months) | $489 | $477 | $489 | $489 |
| Professional dental cleaning | $395 | $381 | $395 | $395 |
| Office visit | $68 | $65 | $68 | $68 |
Estimated vet services costs for cats across Texas
| Vet Service | Dallas | El Paso | Fort Worth | San Antonio |
|---|---|---|---|---|
| Spay (over 6 months) | $366 | $357 | $366 | $366 |
| Neuter (over 6 months) | $270 | $263 | $270 | $270 |
| Professional dental cleaning | $395 | $381 | $395 | $395 |
| Office visit | $68 | $65 | $68 | $68 |
Source: Banfield Pet Hospital
How does pet insurance work in Texas?
Go to the vet
If your pet gets sick or injured, just visit any state-licensed veterinarian for the diagnostics, procedures, and medications your furry friend may need to recover.
File a claim
File a claim on the Lemonade app in minutes. You’ll need a pic of the vet invoice and/or a paid receipt, plus a copy of your medical records or notes from that specific vet visit.
Get reimbursed
Get your money back directly into your bank account from Lemonade for eligible claims. Around 50% of Lemonade pet insurance claims are handled instantly.
FAQs
What are the main safety threats to pets in Texas?
Texas pets face a variety of safety threats, from wildlife to plants and insects. Coyotes are a common concern and can pose a danger to both cats and dogs, especially during dawn or dusk. Keeping pets indoors or leashed, securing food sources, and adding fencing are effective ways to keep them safe. Venomous snakes like rattlesnakes and copperheads are another hazard—if your pet gets bitten, a trip to the vet is critical for treatment.
Kissing bugs, which carry Chagas disease, can harm pets, so it’s best to avoid leaving pets outside at night and regularly clean their bedding. Toxic plants such as sago palms and oleander also pose risks if ingested, so keep an eye on your yard and remove harmful greenery. Being vigilant and prepared can go a long way in protecting your furry friends.
What are the best dog parks in Texas?
Texas has a fantastic lineup of dog parks where your four-legged friend can have a blast.
- Puptopia, hosted in cities like Dallas, Houston, and Austin, offers an all-day festival of fun for dogs and their humans.
- NorthBark Dog Park in Dallas is perfect for daily outings, featuring plenty of room to roam and play.
- Levy Park in Houston has designated dog areas and plenty of shade for you and your pup to enjoy a day filled with dog-friendly fun.
- Z Bonz Dog Park in Fort Worth offers seperate fenced in play areas for large and small dogs, along with pet fountains and ponds for your furry friend to enjoy.
What are the top local pet-based businesses in Texas?
Texas is home to some unique pet-friendly businesses that will pamper and delight your furry friends.
- El Gato Coffeehouse in Houston is a cat cafu00e9 that doubles as a rescue, letting you enjoy your coffee while snuggling with adoptable cats.
- La Barkeria over in Dallas whips up fresh, natural dog treats that are sure to make tails wag.
- Dogs on the Run Grooming Boutique & Barkery in El Paso, where they bake gourmet dog treats and even offer pet birthday supplies.
- Three Dog Bakery in Fort Worth spoils pups with their famous u0022Pupcakesu0022 and custom cakes for special occasions.
- The Upper Paw in Dallas offers a variety of unique products for both dogs and cats, including items from local small businesses.
Can I use Lemonade pet insurance at any vet in Texas?
Yes, since we work on a reimbursement basis you can use your Lemonade pet insurance policy at any licensed vet in the U.S., including Texas.
Can I get pet insurance for my farm animals in Texas?
No, Lemonade pet insurance is designed for domestic cats and dogs and does not cover farm animals. For livestock or farm animals, you would need a specialized insurance policy.
*Lemonade Insurance analyzed policy rates to calculate average pet premiums as of October, 2024. This analysis is based on Lemonadeu2019s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances
Continue Reading
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Is Pet Insurance Worth It?
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How Much Does a Vet Visit Cost?
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