Pet Insurance in Arizona

Got a Tonkinese in Tucson, or a Pharaoh Hound in Phoenix? Cover your pet with Lemonade pet insurance in Arizona—the smart choice to keep your fur baby happy and healthy in the Grand Canyon State.

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How much does pet insurance cost in Arizona?

As of 2025, the average estimated cost of Lemonade pet insurance in Arizona ranges from roughly $35 to $39 a month, depending on factors like your pet’s breed and age, exactly where you live, and the coverages you choose.
CityAverage monthly premium*
Mesa$40 to $44
Phoenix$35 to $39
Scottsdale$40 to $44
Tucson$30 to $34
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What does a Lemonade pet insurance
policy in Arizona cover?

A base Lemonade pet insurance insurance policy in Arizona helps cover the costs of diagnostics, procedures, and medications to treat your cat or dog’s eligible accidents and illnesses. Here are some common types of care that Lemonade pet insurance covers in Arizona:
  • Bloodwork
  • X-rays
  • MRI
  • CT Scan
  • Lab Work
  • Urinalysis
  • Ultrasounds
  • Cancer
  • Emergency Care
  • Surgery
  • Heart Disease
  • Hospitalization
  • Road Accidents
  • Outpatient Care
  • Allergy Medicine
  • Specialty Care
  • Injections
  • Prescription Medications
  • Arthritis Medications
  • Knee, Elbow, and Hip Dysplasia
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What pet insurance plans does
Lemonade offer in Arizona?

Our preventative care packages help cover your pet’s regular trips to the vet.
Wellness examWellness exam

Wellness exam

Annual physical checkup for your pet

VaccinesVaccines

Vaccines

Up to 3 vaccines such as Rabies, DHLPP, and Bordetella

Heartworm testHeartworm test

Heartworm test

Annual screening of heartworm infestation

Fecal or internal parasite testFecal or internal parasite test

Fecal or internal parasite test

Annual parasite evaluation test

Routine dental cleaningRoutine dental cleaning

Routine dental cleaning

Including dental x-rays, anesthesia, polishing, and more

Preventative medicationPreventative medication

Preventative medication

Protection for your pet against fleas, ticks, and heartworm

Pet parents love Lemonade

Customizable coverage, seamless claims, and compassionate customer support —it’s no wonder why hundreds of thousands of pet parents choose Lemonade pet insurance

Is pet insurance worth it in Arizona?

Check out how much dog and cat owners have saved on vet bills with pet insurance.

What additional coverage does
Lemonade offer in Arizona?

You can easily mix and match our add-on coverages to meet your pet’s needs, and your budget.

Visit fees

Helps cover the extra fee vets charge for their time and labor, separate from the actual cost of the treatment.

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Physical therapy

Helps cover things like acupuncture and hydrotherapy related to functionality issues due to an unexpected illness or accident.

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Dental illness

Helps cover the cost of treatments related to eligible dental illness—including crowns, extractions, root canals, dental surgeries, and antibiotics.

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Behavioral conditions

Helps cover the costs of diagnostics, treatments, and therapies related to eligible behavioral conditions—like therapy sessions, prescription medications, and specialized training.

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End-of-life and remembrance

Helps cover the costs related to vet-recommended euthanasia, cremation, or commemorative items—like an urn, framed pictures, digital photo storage, or even a tattoo—even if the pet’s death is not related to an eligible condition.

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How much pet insurance do I need in Arizona?

The right pet insurance balances your monthly premium with what you can afford for unexpected vet bills. Check out the estimated costs of some common vet services
for cats and dogs in Arizona.

Estimated vet services costs for dogs across Arizona

Vet ServiceMesaPhoenixScottsdaleTucson
Spay (over 6 months)$612 (over 50 lbs)/$535 (under 50 lbs)$612 (over 50 lbs)/$535 (under 50 lbs)$619 (over 50 lbs)/$541 (under 50 lbs)$590 (over 50 lbs)/$515 (under 50 lbs)
Neuter (over 6 months)$507$507$513$489
Professional dental cleaning$417$417$425$395
Office visit$74$74$75$68

Estimated vet services costs for cats across Arizona

Vet ServiceMesaPhoenixScottsdaleTucson
Spay (over 6 months)$380$380$384$366
Neuter (over 6 months)$280$280$283$270
Professional dental cleaning$417$417$425$395
Office visit$74$74$75$68

Source: Banfield Pet Hospital

How does pet insurance work in Arizona?

Lemonade harnesses the power of tech to make the process of filing a pet insurance claim—and getting reimbursed—a breeze
Go to the vetGo to the vet

Go to the vet

If your pet gets sick or injured, just visit any state-licensed veterinarian for the diagnostics, procedures, and medications your furry friend may need to recover.

File a claimFile a claim

File a claim

File a claim on the Lemonade app in minutes. You’ll need a pic of the vet invoice and/or a paid receipt, plus a copy of your medical records or notes from that specific vet visit.

Get reimbursedGet reimbursed

Get reimbursed

Get your money back directly into your bank account from Lemonade for eligible claims. Around 50% of Lemonade pet insurance claims are handled instantly.

FAQs

What are the main safety threats to pets in Arizona?

Arizona’s stunning landscapes come with unique hazards for pets. Toxic bullfrogs, venomous snakes, spiders like the Arizona brown recluse, and bark scorpions are all potential threats. To keep your pet safe, avoid leaving them unsupervised outdoors, steer clear of debris piles, and monitor them closely in desert or grassy areas.

Cacti and toxic plants, like oleander and water hemlock, are also common dangers. Watch for symptoms like drooling, shaking, or unusual behavior if you suspect exposure to these hazards, and get them to a vet immediately.

What are the best dog parks in Arizona?

Arizona has some incredible dog parks perfect for a day of fun.

  • Cesar Chavez Park in Phoenix offers off-leash areas, shaded spots, and a trail around Alvord Lake for adventurous walks.
  • Grover’s Basin Dog Park, also in Phoenix, features fenced areas and plenty of grassy space for dogs to roam and enjoy.
  • Cosmo Dog Park in Gilbert, which has a dog-friendly beach and memorial area for fur buddies.
  • Chaparral Park in Scottsdale is a favorite for its unique sandpits, climbing structures, and peaceful setting.
  • Ivan’s Spot Dog Park in Tucson offers well-maintained facilities with pools and separate areas for large and small dogs.

What are the top local pet-based businesses in Arizona?

Arizona boasts some fantastic pet businesses to spoil your furry friends.

  • Anything for baby Rentals in Scottsdale offers gear rentals for traveling pet parents—including strollers, life jackets, and hiking packs—so your pup’s adventure-ready.
  • Tactical Pet Services & Equine in Glendale provides everything from pet sitting to poop scooping, making your busy life a little easier.
  • Second Home Pet Resort in Phoenix is perfect for a luxury boarding experience, offering suites, play yards, and even a water park for pets.
  • Copper Skye Doodles, specializes in adorable Goldendoodles and Bernedoodles if you’re looking for a new furry family member.

Can I use Lemonade pet insurance at any vet in Arizona?

Yes, since we work on a reimbursement basis you can use your Lemonade pet insurance policy at any licensed vet in the U.S., including Arizona.

What should I know about adopting a pet in Arizona?

Arizona’s shelters like the Arizona Humane Society and Pima Animal Care Center offer wonderful adoption opportunities. Fees often include vaccinations, microchipping, and spaying/neutering, giving your new furry buddy a great start in their fur-ever home.

*Lemonade Insurance analyzed policy rates to calculate average pet premiums as of October, 2024. This analysis is based on Lemonadeu2019s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances

Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. The content of these educational articles does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim.