Pet Insurance in Florida
Got a Burmese in Bradenton, or a Dachshund in Daytona Beach? Cover your pet with Lemonade pet insurance in Florida—the smart choice to keep your fur baby happy and healthy in the Sunshine State.
How much does pet insurance cost in Florida?
| City | Average monthly premium* |
|---|---|
| Tampa | $35 to $39 |
| Orlando | $30 to $34 |
| Jacksonville | $30 to $34 |
| Fort Lauderdale | $50 to $54 |
What does a Lemonade pet insurance
policy in Florida cover?
- Bloodwork
- X-rays
- MRI
- CT Scan
- Lab Work
- Urinalysis
- Ultrasounds
- Cancer
- Emergency Care
- Surgery
- Heart Disease
- Hospitalization
- Road Accidents
- Outpatient Care
- Allergy Medicine
- Specialty Care
- Injections
- Prescription Medications
- Arthritis Medications
- Knee, Elbow, and Hip Dysplasia
What pet insurance plans does
Lemonade offer in Florida?
Wellness exam
Annual physical checkup for your pet
Vaccines
Up to 3 vaccines such as Rabies, DHLPP, and Bordetella
Heartworm test
Annual screening of heartworm infestation
Fecal or internal parasite test
Annual parasite evaluation test
Routine dental cleaning
Including dental x-rays, anesthesia, polishing, and more
Preventative medication
Protection for your pet against fleas, ticks, and heartworm
Pet parents love Lemonade
Is pet insurance worth it in Florida?
What additional coverage does
Lemonade offer in Florida?
How much pet insurance do I need in Florida?
for cats and dogs in Florida.
Estimated vet services costs for dogs across Florida
| Vet Service | Tampa | Orlando | Jacksonville | Fort Lauderdale |
|---|---|---|---|---|
| Spay (over 6 months) | $605 (over 50 lbs)/$528 (under 50 lbs) | $590 (over 50 lbs)/$515 (under 50 lbs) | $583 (over 50 lbs)/$509 (under 50 lbs) | $576 (over 50 lbs)/$503 (under 50 lbs) |
| Neuter (over 6 months) | $501 | $489 | $483 | $477 |
| Professional dental cleaning | $409 | $395 | $388 | $381 |
| Office visit | $72 | $68 | $67 | $65 |
Estimated vet services costs for cats across Florida
| Vet Service | Tampa | Orlando | Jacksonville | Fort Lauderdale |
|---|---|---|---|---|
| Spay (over 6 months) | $375 | $366 | $362 | $357 |
| Neuter (over 6 months) | $276 | $270 | $267 | $263 |
| Professional dental cleaning | $409 | $395 | $388 | $381 |
| Office visit | $72 | $68 | $67 | $65 |
Source: Banfield Pet Hospital
How does pet insurance work in Florida?
Go to the vet
If your pet gets sick or injured, just visit any state-licensed veterinarian for the diagnostics, procedures, and medications your furry friend may need to recover.
File a claim
File a claim on the Lemonade app in minutes. You’ll need a pic of the vet invoice and/or a paid receipt, plus a copy of your medical records or notes from that specific vet visit.
Get reimbursed
Get your money back directly into your bank account from Lemonade for eligible claims. Around 50% of Lemonade pet insurance claims are handled instantly.
FAQs
What are the main safety threats to pets in Florida?
Florida’s beautiful landscapes have some hidden dangers for pets, so it’s good to stay alert. Cane toads, for example, carry toxins on their skin that can harm pets if they’re licked or touched. After heavy rain, these toads are more active, so always keep a close eye on your furry friend outdoors. Other wildlife, like American crocodiles in southern Florida or box jellyfish in the ocean, can also pose risks. Keeping your pet at a safe distance from these critters is a must.
On top of that, certain plants commonly found in Florida, like angel trumpets, oleander, and foxglove, can be toxic if eaten by pets. If your pet shows signs of illness after playing outside, call your vet or the ASPCA Poison Control for help. Staying aware of these potential threats will keep your pet safe and your mind at ease.
What are the best dog parks in Florida?
Florida has some amazing dog parks where your pup can run free and have a blast!
- Deputy Kotfila, Jr. Memorial Dog Park in Tampa Bay is fully shaded and features separate areas for small and large dogs, plus fun agility obstacles.
- Fort DeSoto Park Dog Beach in St. Petersburg boasts off-leash beaches and fenced play areas for your pooch to enjoy some fun.
- Bark Park Dog Park in Miami has water fountains, showering stations, and separate spaces for big and small dogs.
- Walton Rocks Beach/ Dog Park in St. Lucie offers 24 acres of sandy bliss for your dog to explore.
What are the top local pet-based businesses in Florida?
Florida is home to some fantastic pet-based spots that will pamper your furry friend.
- Auggie’s Pet Supplies & Spa in Fort Lauderdale specializes in all-natural, human-grade pet food and offers consultations to guide pet parents.
- Leo and Lucky’s in Parrish not only provides supplies and grooming services but also hosts events like adoption days and vaccination clinics.
- The Hairy Hound in Clearwater is a grooming favorite known for its award-winning team and amazing results.
- Bay Paws in Clearwater is a top-rated pet resort offering boarding, day care, and grooming, complete with outdoor play areas and pools.
Can I use Lemonade pet insurance at any vet in Florida?
Yes, since we work on a reimbursement basis you can use your Lemonade pet insurance policy at any licensed vet in the U.S., including Florida.
Does Lemonade pet insurance cover boarding costs during emergencies in Florida?
If your pet is experiencing a covered accident or illness, and your vet has recommended boarding as a part of the treatment plan, it’s generally covered by a Lemonade Pet policy. However, a Lemonade Pet policy will not cover boarding for any other purposes, such as emergency boarding due to a hurricane during an evacuation.
*Lemonade Insurance analyzed policy rates to calculate average pet premiums as of October, 2024. This analysis is based on Lemonadeu2019s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances
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