Pet Insurance in Illinois
Got an Abyssinian in Aurora, or a Boxer in Bloomington? Cover your pet with Lemonade pet insurance in Illinois—the smart choice to keep your fur baby happy and healthy in the Prairie State.
How much does pet insurance cost in Illinois?
| City | Average monthly premium* |
|---|---|
| Chicago | $40 to $44 |
| Aurora | $30 to $34 |
| Joliet | $30 to $34 |
| Naperville | $30 to $34 |
What does a Lemonade pet insurance
policy in Illinois cover?
- Bloodwork
- X-rays
- MRI
- CT Scan
- Lab Work
- Urinalysis
- Ultrasounds
- Cancer
- Emergency Care
- Surgery
- Heart Disease
- Hospitalization
- Road Accidents
- Outpatient Care
- Allergy Medicine
- Specialty Care
- Injections
- Prescription Medications
- Arthritis Medications
- Knee, Elbow, and Hip Dysplasia
What pet insurance plans does
Lemonade offer in Illinois?
Wellness exam
Annual physical checkup for your pet
Vaccines
Up to 3 vaccines such as Rabies, DHLPP, and Bordetella
Heartworm test
Annual screening of heartworm infestation
Fecal or internal parasite test
Annual parasite evaluation test
Routine dental cleaning
Including dental x-rays, anesthesia, polishing, and more
Preventative medication
Protection for your pet against fleas, ticks, and heartworm
Pet parents love Lemonade
Is pet insurance worth it in Illinois?
What additional coverage does
Lemonade offer in Illinois?
Visit fees
Helps cover the extra fee vets charge for their time and labor, separate from the actual cost of the treatment.
Read morePhysical therapy
Helps cover things like acupuncture and hydrotherapy related to functionality issues due to an unexpected illness or accident.
Read moreDental illness
Helps cover the cost of treatments related to eligible dental illness—including crowns, extractions, root canals, dental surgeries, and antibiotics.
Read moreBehavioral conditions
Helps cover the costs of diagnostics, treatments, and therapies related to eligible behavioral conditions—like therapy sessions, prescription medications, and specialized training.
Read moreEnd-of-life and remembrance
Helps cover the costs related to vet-recommended euthanasia, cremation, or commemorative items—like an urn, framed pictures, digital photo storage, or even a tattoo—even if the pet’s death is not related to an eligible condition.
Read moreHow much pet insurance do I need in Illinois?
for cats and dogs in Illinois.
Estimated vet services costs for dogs across Illinois
| Vet Service | Chicago | Aurora | Joliet | Naperville |
|---|---|---|---|---|
| Spay (over 6 months) | $619 (over 50 lbs)/$541 (under 50 lbs) | $619 (over 50 lbs)/$541 (under 50 lbs) | $612 (over 50 lbs)/$535 (under 50 lbs) | $627 (over 50 lbs)/$548 (under 50 lbs) |
| Neuter (over 6 months) | $513 | $513 | $507 | $520 |
| Professional dental cleaning | $425 | $425 | $417 | $433 |
| Office visit | $75 | $75 | $74 | $77 |
Estimated vet services costs for cats across Illinois
| Vet Service | Chicago | Aurora | Joliet | Naperville |
|---|---|---|---|---|
| Spay (over 6 months) | $384 | $384 | $380 | $389 |
| Neuter (over 6 months) | $283 | $283 | $280 | $287 |
| Professional dental cleaning | $425 | $425 | $417 | $433 |
| Office visit | $75 | $75 | $74 | $77 |
Source: Banfield Pet Hospital
How does pet insurance work in Illinois?
Go to the vet
If your pet gets sick or injured, just visit any state-licensed veterinarian for the diagnostics, procedures, and medications your furry friend may need to recover.
File a claim
File a claim on the Lemonade app in minutes. You’ll need a pic of the vet invoice and/or a paid receipt, plus a copy of your medical records or notes from that specific vet visit.
Get reimbursed
Get your money back directly into your bank account from Lemonade for eligible claims. Around 50% of Lemonade pet insurance claims are handled instantly.
FAQs
What are the main safety threats to pets in Illinois?
Illinois pets can face dangers from venomous snakes like the cottonmouth, copperhead, and timber rattlesnake, as well as venomous spiders like black widows and brown recluses. Keep an eye out for snakes when hiking, and avoid areas where they may hide, like piles of leaves. Spiders love dark spaces like sheds or garages, and their bites could harm your pet. If bitten, always head to the vet right away.
Toxic plants are another risk. Common ones in Illinois include hydrangea, lantana, and lily of the valley. If your pet ingests a harmful plant, contact your vet or a poison control hotline immediately for help.
What are the best dog parks in Illinois?
Illinois boasts some awesome dog parks!
- Friends Forever Humane Society Dog Park in Freeport featuring 10 acres and even a pond for swimming, plus it supports pet adoptions.
- Jackson Bark in Chicago is packed with agility equipment made entirely from recycled materials, and they host seasonal events for pups and their humans.
- Wiggly Field Dog Park, the first in Chicago, offers plenty of space for running and training.
- Wag’ N Paddle in Naperville has indoor pools and daycare services if your pup enjoys a swim.
- Hawk Hollow Forest Preserve boasts with 34 acres of off-leash fun for outdoor adventures surrounded by nature.
What are the top local pet-based businesses in Illinois?
Illinois is home to some fantastic pet-based spots that you and your furry friend are sure to love.
- Urban Pooch in Chicago’s Ravenswood neighborhood is a one-stop shop for everything your dog could need, from daycare and grooming to canine massages and even a bakery!
- Liz’s Pet Shop specializes in natural and raw food options for holistic pet diets, .
- Pets Etc. in Plainfield is a great pick for grooming and supplies, and they even host adoption events.
- Pampered Pets Resort and Spa in Dundee offers everything from training to swimming therapy.
- Tails to Remember in Springfield provides grooming, memorial services, and keepsakes for your furry family.
Can I use Lemonade pet insurance at any vet in Illinois?
Yes, since we work on a reimbursement basis you can use your Lemonade pet insurance policy at any licensed vet in the U.S., including Illinois.
How can I keep my pet safe around Illinois' lakes and rivers?
Be cautious of blue-green algae blooms, which can be toxic if ingested. It’s also a good idea to keep your pet leashed near bodies of water and prevent them from drinking untreated water. If your pet does come into contact with algae, contact your vet immediately.
*Lemonade Insurance analyzed policy rates to calculate average pet premiums as of October, 2024. This analysis is based on Lemonadeu2019s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances
Continue Reading
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