Pet Insurance in Indiana
Got a Sphynx in South Bend, or a Papillon in Plainfield? Cover your pet with Lemonade pet insurance in Indiana—the smart choice to keep your fur baby happy and healthy in the Hoosier State.
How much does pet insurance cost in Indiana?
| City | Average monthly premium* |
|---|---|
| Carmel | $35 to $39 |
| Evansville | $20 to $24 |
| Fort Wayne | $25 to $29 |
| Indianapolis | $30 to $34 |
What does a Lemonade pet insurance
policy in Indiana cover?
- Bloodwork
- X-rays
- MRI
- CT Scan
- Lab Work
- Urinalysis
- Ultrasounds
- Cancer
- Emergency Care
- Surgery
- Heart Disease
- Hospitalization
- Road Accidents
- Outpatient Care
- Allergy Medicine
- Specialty Care
- Injections
- Prescription Medications
- Arthritis Medications
- Knee, Elbow, and Hip Dysplasia
What pet insurance plans does
Lemonade offer in Indiana?
Wellness exam
Annual physical checkup for your pet
Vaccines
Up to 3 vaccines such as Rabies, DHLPP, and Bordetella
Heartworm test
Annual screening of heartworm infestation
Fecal or internal parasite test
Annual parasite evaluation test
Routine dental cleaning
Including dental x-rays, anesthesia, polishing, and more
Preventative medication
Protection for your pet against fleas, ticks, and heartworm
Pet parents love Lemonade
Is pet insurance worth it in Indiana?
What additional coverage does
Lemonade offer in Indiana?
Visit fees
Helps cover the extra fee vets charge for their time and labor, separate from the actual cost of the treatment.
Read morePhysical therapy
Helps cover things like acupuncture and hydrotherapy related to functionality issues due to an unexpected illness or accident.
Read moreDental illness
Helps cover the cost of treatments related to eligible dental illness—including crowns, extractions, root canals, dental surgeries, and antibiotics.
Read moreBehavioral conditions
Helps cover the costs of diagnostics, treatments, and therapies related to eligible behavioral conditions—like therapy sessions, prescription medications, and specialized training.
Read moreEnd-of-life and remembrance
Helps cover the costs related to vet-recommended euthanasia, cremation, or commemorative items—like an urn, framed pictures, digital photo storage, or even a tattoo—even if the pet’s death is not related to an eligible condition.
Read moreHow much pet insurance do I need in Indiana?
for cats and dogs in Indiana.
Estimated vet services costs for dogs across Indiana
| Vet Service | Carmel | Evansville | Fort Wayne | Indianapolis |
|---|---|---|---|---|
| Spay (over 6 months) | $590 (over 50 lbs)/$515 (under 50 lbs) | $576 (over 50 lbs)/$503 (under 50 lbs) | $576 (over 50 lbs)/$503 (under 50 lbs) | $590 (over 50 lbs)/$515 (under 50 lbs) |
| Neuter (over 6 months) | $489 | $477 | $477 | $489 |
| Professional dental cleaning | $395 | $381 | $381 | $395 |
| Office visit | $68 | $65 | $65 | $68 |
Estimated vet services costs for cats across Indiana
| Vet Service | Carmel | Evansville | Fort Wayne | Indianapolis |
|---|---|---|---|---|
| Spay (over 6 months) | $366 | $357 | $357 | $366 |
| Neuter (over 6 months) | $270 | $263 | $263 | $270 |
| Professional dental cleaning | $395 | $381 | $381 | $395 |
| Office visit | $68 | $65 | $65 | $68 |
Source: Banfield Pet Hospital
How does pet insurance work in Indiana?
Go to the vet
If your pet gets sick or injured, just visit any state-licensed veterinarian for the diagnostics, procedures, and medications your furry friend may need to recover.
File a claim
File a claim on the Lemonade app in minutes. You’ll need a pic of the vet invoice and/or a paid receipt, plus a copy of your medical records or notes from that specific vet visit.
Get reimbursed
Get your money back directly into your bank account from Lemonade for eligible claims. Around 50% of Lemonade pet insurance claims are handled instantly.
FAQs
What are the main safety threats to pets in Indiana?
Indiana’s summer heat waves can pose significant risks to pets, especially dogs. High temperatures and humidity can lead to heat exhaustion or heat stroke, particularly in breeds with short faces like French bulldogs. It’s crucial to provide plenty of water and shade, and avoid vigorous exercise during the hottest parts of the day. Watch for signs of overheating, such as heavy panting, drooling, or seeking shade, and act quickly to cool your pet down if needed.
Additionally, certain plants in Indiana can be toxic to pets. Common culprits include plants like pokeweed and jimsonweed, which can cause irritation or more severe health issues if ingested. Always supervise your pets outdoors and familiarize yourself with local flora to prevent accidental poisoning. If you suspect your pet has ingested a toxic plant, contact your vet immediately for guidance.
What are the best dog parks in Indiana?
If you’re looking for great dog parks in Indiana, you’re in luck!
- Fort Harrison State Dog Park in Indianapolis offers woodland trails, a dog beach, and agility equipment across its three fenced play areas.
- Rover’s Run Bark Park in Greenfield is great for big and small pups alike, providing distinct spaces by size, along with agility courses and watering stations for a fun-filled day.
- Bed & Biscuit Dog Park in Westfield is another favorite, complete with a swimming pond.
- Camp Canine near Fort Wayne, offers a membership-only experience, where pooches can explore 60,000 square feet of grassy play area.
What are the top local pet-based businesses in Indiana?
Indiana boasts some amazing pet-based businesses.
- Just Paws Pet Services in Sullivan provides everything from grooming and boarding to self-service baths and even adoption events with local nonprofits.
- Waggin and Braggin in Bluffton is a grooming salon offering packages like their deluxe option, which includes teeth brushing and nail smoothing to pamper your pup. They even have plenty of add-ons to spoil your furry friend.
- Alternative Pet Services specializes in pet sitting and walking, making sure your pets are taken care of in the comfort of their home.
- LittleStinkers offers pet waste removal services, leaving your yard spotless and stress-free.
Can I use Lemonade pet insurance at any vet in Indiana?
Yes, since we work on a reimbursement basis you can use your Lemonade pet insurance policy at any licensed vet in the U.S., including Indiana.
Are there leash laws in Indiana?
Yes, most Indiana cities have leash laws requiring dogs to be leashed in public areas unless in designated off-leash zones. Always check your local ordinances to make sure you’re following the rules in your area.
*Lemonade Insurance analyzed policy rates to calculate average pet premiums as of October, 2024. This analysis is based on Lemonadeu2019s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances
Continue Reading
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Is Pet Insurance Worth It?
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How Much Does a Vet Visit Cost?
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