Pet Insurance in Iowa
Got a Dalmatian in Des Moines, or a Siamese in Cedar Rapids? Cover your pet with Lemonade pet insurance in Iowa—the smart choice to keep your fur baby happy and healthy in the Hawkeye State.
How much does pet insurance cost in Iowa?
| City | Average monthly premium* |
|---|---|
| Davenport | $25 to $29 |
| Des Moines | $25 to $29 |
| Sioux City | $30 to $34 |
| Iowa City | $20 to $24 |
What does a Lemonade pet insurance
policy in Iowa cover?
- Bloodwork
- X-rays
- MRI
- CT Scan
- Lab Work
- Urinalysis
- Ultrasounds
- Cancer
- Emergency Care
- Surgery
- Heart Disease
- Hospitalization
- Road Accidents
- Outpatient Care
- Allergy Medicine
- Specialty Care
- Injections
- Prescription Medications
- Arthritis Medications
- Knee, Elbow, and Hip Dysplasia
What pet insurance plans does
Lemonade offer in Iowa?
Wellness exam
Annual physical checkup for your pet
Vaccines
Up to 3 vaccines such as Rabies, DHLPP, and Bordetella
Heartworm test
Annual screening of heartworm infestation
Fecal or internal parasite test
Annual parasite evaluation test
Routine dental cleaning
Including dental x-rays, anesthesia, polishing, and more
Preventative medication
Protection for your pet against fleas, ticks, and heartworm
Pet parents love Lemonade
Is pet insurance worth it in Iowa?
What additional coverage does
Lemonade offer in Iowa?
Visit fees
Helps cover the extra fee vets charge for their time and labor, separate from the actual cost of the treatment.
Read morePhysical therapy
Helps cover things like acupuncture and hydrotherapy related to functionality issues due to an unexpected illness or accident.
Read moreDental illness
Helps cover the cost of treatments related to eligible dental illness—including crowns, extractions, root canals, dental surgeries, and antibiotics.
Read moreBehavioral conditions
Helps cover the costs of diagnostics, treatments, and therapies related to eligible behavioral conditions—like therapy sessions, prescription medications, and specialized training.
Read moreEnd-of-life and remembrance
Helps cover the costs related to vet-recommended euthanasia, cremation, or commemorative items—like an urn, framed pictures, digital photo storage, or even a tattoo—even if the pet’s death is not related to an eligible condition.
Read moreHow much pet insurance do I need in Iowa?
for cats and dogs in Iowa.
Estimated vet services costs for dogs across Iowa
| Vet Service | Davenport | Des Moines | Sioux City |
|---|---|---|---|
| Spay (over 6 months) | $576 (over 50 lbs)/$503 (under 50 lbs) | $583 (over 50 lbs)/$509 (under 50 lbs) | $569 (over 50 lbs)/$497 (under 50 lbs) |
| Neuter (over 6 months) | $477 | $483 | $471 |
| Professional dental cleaning | $381 | $388 | $374 |
| Office visit | $65 | $67 | $64 |
Estimated vet services costs for cats across Iowa
| Vet Service | Davenport | Des Moines | Sioux City |
|---|---|---|---|
| Spay (over 6 months) | $357 | $362 | $353 |
| Neuter (over 6 months) | $263 | $267 | $260 |
| Professional dental cleaning | $381 | $388 | $374 |
| Office visit | $65 | $67 | $64 |
Source: Banfield Pet Hospital
How does pet insurance work in Iowa?
Go to the vet
If your pet gets sick or injured, just visit any state-licensed veterinarian for the diagnostics, procedures, and medications your furry friend may need to recover.
File a claim
File a claim on the Lemonade app in minutes. You’ll need a pic of the vet invoice and/or a paid receipt, plus a copy of your medical records or notes from that specific vet visit.
Get reimbursed
Get your money back directly into your bank account from Lemonade for eligible claims. Around 50% of Lemonade pet insurance claims are handled instantly.
FAQs
What are the main safety threats to pets in Iowa?
Iowa’s pets face a few common safety threats to watch out for. High temperatures during summer months can lead to heat exhaustion, especially for dogs outdoors without shade or water. Be cautious of hot pavement that can burn paw pads during daytime walks. Always bring along water and avoid long outings during peak heat.
Wildlife can also pose dangers, particularly in rural or wooded areas. Snakes, like garter snakes, are common in Iowa, and while most are non-venomous, it’s best to keep your pets from poking around brush piles or tall grass where they might encounter one. It’s also a good idea to be mindful of toxic plants like milkweed or nightshade, which can harm pets if ingested. Supervise outdoor play and keep your furry friend safe.
What are the best dog parks in Iowa?
Iowa has some fantastic dog parks to explore.
- Thornberry Off-Leash Dog Park in Iowa City offers 12 acres of space, a training area, agility equipment, separate areas for small and large dogs, and Lily’s Pond for water-loving pups.
- Clinton Dog Park in Clinton offers a unique experience, set on the site of a former zoo and features swimming pools, agility equipment, and designated areas for older dogs to enjoy.
- Raccoon River Dog Park in West Des Moines is another great spot where you can hike fenced trails or explore nearby nature trails with your pup.
What are the top local pet-based businesses in Iowa?
Iowa offers some amazing pet-based businesses for every need.
- Pawsitive Pet Services in Lawton provides daycare, boarding, grooming, and even a fun u201cReport Cardu201d service to keep you updated on your furry friend’s day.
- Iowa Pet Foods & Seascapes in West Des Moines has everything from basic goldfish bowls to custom-designed aquariums for the aquatic pet lovers.
- Petsakes in Des Moines offers top-notch pet supplies, and caters to a variety of pets, including dogs, cats, birds, and even livestock!
- Leash on Life in Iowa City and North Liberty offers quality treats, supplies, and fun pet-focused events—perfect for spoiled pups and their doting humans.
Can I use Lemonade pet insurance at any vet in Iowa?
Yes, since we work on a reimbursement basis you can use your Lemonade pet insurance policy at any licensed vet in the U.S., including Iowa.
What are Iowa’s leash laws for pets?
Most Iowa cities and towns require pets to be leashed in public spaces unless in designated off-leash areas. Always double-check with local ordinances to make sure your following the rules.
*Lemonade Insurance analyzed policy rates to calculate average pet premiums as of October, 2024. This analysis is based on Lemonadeu2019s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances
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