Pet Insurance in Massachusetts
Got a Siamese in Salem, or a Beagle in Boston? Cover your pet with Lemonade pet insurance in Massachusetts—the smart choice to keep your fur baby happy and healthy in the Bay State.
How much does pet insurance cost in Massachusetts?
| City | Average monthly premium* |
|---|---|
| Boston | $35 to $39 |
| Cambridge | $35 to $39 |
| Lowell | $40 to $44 |
| Springfield | $45 to $49 |
What does a Lemonade pet insurance
policy in Massachusetts cover?
- Bloodwork
- X-rays
- MRI
- CT Scan
- Lab Work
- Urinalysis
- Ultrasounds
- Cancer
- Emergency Care
- Surgery
- Heart Disease
- Hospitalization
- Road Accidents
- Outpatient Care
- Allergy Medicine
- Specialty Care
- Injections
- Prescription Medications
- Arthritis Medications
- Knee, Elbow, and Hip Dysplasia
What pet insurance plans does
Lemonade offer in Massachusetts?
Wellness exam
Annual physical checkup for your pet
Vaccines
Up to 3 vaccines such as Rabies, DHLPP, and Bordetella
Heartworm test
Annual screening of heartworm infestation
Fecal or internal parasite test
Annual parasite evaluation test
Routine dental cleaning
Including dental x-rays, anesthesia, polishing, and more
Preventative medication
Protection for your pet against fleas, ticks, and heartworm
Pet parents love Lemonade
Is pet insurance worth it in Massachusetts?
What additional coverage does
Lemonade offer in Massachusetts?
Visit fees
Helps cover the extra fee vets charge for their time and labor, separate from the actual cost of the treatment.
Read morePhysical therapy
Helps cover things like acupuncture and hydrotherapy related to functionality issues due to an unexpected illness or accident.
Read moreDental illness
Helps cover the cost of treatments related to eligible dental illness—including crowns, extractions, root canals, dental surgeries, and antibiotics.
Read moreBehavioral conditions
Helps cover the costs of diagnostics, treatments, and therapies related to eligible behavioral conditions—like therapy sessions, prescription medications, and specialized training.
Read moreEnd-of-life and remembrance
Helps cover the costs related to vet-recommended euthanasia, cremation, or commemorative items—like an urn, framed pictures, digital photo storage, or even a tattoo—even if the pet’s death is not related to an eligible condition.
Read moreHow much pet insurance do I need in Massachusetts?
for cats and dogs in Massachusetts.
Estimated vet services costs for dogs across Massachusetts
| Vet Service | Boston | Cambridge | Lowell | Springfield |
|---|---|---|---|---|
| Spay (over 6 months) | $667 (over 50 lbs)/$582 (under 50 lbs) | $675 (over 50 lbs)/$590 (under 50 lbs) | $667 (over 50 lbs)/$582 (under 50 lbs) | $659 (over 50 lbs)/$575 (under 50 lbs) |
| Neuter (over 6 months) | $552 | $559 | $552 | $545 |
| Professional dental cleaning | $474 | $483 | $474 | $466 |
| Office visit | $87 | $90 | $87 | $85 |
Estimated vet services costs for cats across Massachusetts
| Vet Service | Boston | Cambridge | Lowell | Springfield |
|---|---|---|---|---|
| Spay (over 6 months) | $413 | $419 | $413 | $408 |
| Neuter (over 6 months) | $305 | $309 | $305 | $301 |
| Professional dental cleaning | $474 | $483 | $474 | $466 |
| Office visit | $87 | $90 | $87 | $85 |
Source: Banfield Pet Hospital
How does pet insurance work in Massachusetts?
Go to the vet
If your pet gets sick or injured, just visit any state-licensed veterinarian for the diagnostics, procedures, and medications your furry friend may need to recover.
File a claim
File a claim on the Lemonade app in minutes. You’ll need a pic of the vet invoice and/or a paid receipt, plus a copy of your medical records or notes from that specific vet visit.
Get reimbursed
Get your money back directly into your bank account from Lemonade for eligible claims. Around 50% of Lemonade pet insurance claims are handled instantly.
FAQs
What are the main safety threats to pets in Massachusetts?
Massachusetts pets face several safety threats, particularly from toxic plants like tulips, sago palms, and chrysanthemums, which can be harmful to both dogs and cats. If your pet ingests any unfamiliar plant, it’s crucial to contact your vet promptly to ensure their safety.
Always keep an eye on your furry friend during outdoor activities, as there are other hazards in nature, like coyotes who tend to be more aggressive towards dogs from January through May. Being aware of your surroundings and educating yourself on local threats can go a long way in keeping your pet safe and healthy.
What are the best dog parks in Massachusetts?
Massachusetts has some amazing dog parks where your pup can stretch their legs and have a blast.
- Butler Farm Bark Park in Millbury and Sutton offers open spaces and annual events like dog swims and Halloween parades.
- Stodder’s Neck in Hingham combines harborside trails, hilltop views, and off-leash fun.
- Sheepfold Dog Park on the outskirts of Boston features hiking, biking, and water activities within the Middlesex Fells Reservation.
- RUFF North End Dog Group in Boston offers play areas with agility courses and even a water play zone, perfect for pups of all sizes.
What are the top local pet-based businesses in Massachusetts?
Massachusetts is home to some paw-some pet-based businesses.
- Boston Dog Company in Cambridge is perfect for daycare, training, and even pet taxi services—kennel-free and super friendly for your pup.
- No Place Like Home Pet Services in Lowell provides stress-free in-home pet sitting 24/7, even overnight.
- Park-9 Dog Bar in Everett is a unique locale combining a bar and dog park, where you can grab a drink, and your furry friend can make new friends.
Can I use Lemonade pet insurance at any vet in Massachusetts?
Yes, since we work on a reimbursement basis you can use your Lemonade pet insurance policy at any licensed vet in the U.S., including Massachusetts.
How can I protect my pet from icy conditions during Massachusetts' winters?
During icy weather, keep your pet on a leash to prevent slipping and check their paws for ice buildup. Consider using pet-friendly ice melts and booties to protect their paws from harsh salt and cold.
*Lemonade Insurance analyzed policy rates to calculate average pet premiums as of October, 2024. This analysis is based on Lemonadeu2019s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances
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