Pet Insurance in Michigan
Got a Maine Coon in Monroe, or a Cocker Spaniel in Cadillac? Cover your pet with Lemonade pet insurance in Michigan—the smart choice to keep your fur baby happy and healthy in the Great Lakes State.
How much does pet insurance cost in Michigan?
City | Average monthly premium* |
---|---|
Detroit | $25 to $29 |
Grand Rapids | $25 to $29 |
Warren City | $25 to $29 |
Sterling Heights | $30 to $34 |
What does a Lemonade pet insurance
policy in Michigan cover?
- Bloodwork
- X-rays
- MRI
- CT Scan
- Lab Work
- Urinalysis
- Ultrasounds
- Cancer
- Emergency Care
- Surgery
- Heart Disease
- Hospitalization
- Road Accidents
- Outpatient Care
- Allergy Medicine
- Specialty Care
- Injections
- Prescription Medications
- Arthritis Medications
- Knee, Elbow, and Hip Dysplasia
What pet insurance plans does
Lemonade offer in Michigan?
Wellness exam
Annual physical checkup for your pet
Vaccines
Up to 3 vaccines such as Rabies, DHLPP, and Bordetella
Heartworm test
Annual screening of heartworm infestation
Fecal or internal parasite test
Annual parasite evaluation test
Routine dental cleaning
Including dental x-rays, anesthesia, polishing, and more
Preventative medication
Protection for your pet against fleas, ticks, and heartworm
Pet parents love Lemonade
Is pet insurance worth it in Michigan?
What additional coverage does
Lemonade offer in Michigan?
Visit fees
Helps cover the extra fee vets charge for their time and labor, separate from the actual cost of the treatment.
Read morePhysical therapy
Helps cover things like acupuncture and hydrotherapy related to functionality issues due to an unexpected illness or accident.
Read moreDental illness
Helps cover the cost of treatments related to eligible dental illness—including crowns, extractions, root canals, dental surgeries, and antibiotics.
Read moreBehavioral conditions
Helps cover the costs of diagnostics, treatments, and therapies related to eligible behavioral conditions—like therapy sessions, prescription medications, and specialized training.
Read moreEnd-of-life and remembrance
Helps cover the costs related to vet-recommended euthanasia, cremation, or commemorative items—like an urn, framed pictures, digital photo storage, or even a tattoo—even if the pet’s death is not related to an eligible condition.
Read moreHow much pet insurance do I need in Michigan?
for cats and dogs in Michigan.
Estimated vet services costs for dogs across Michigan
Vet Service | Detroit | Grand Rapids | Warren City | Sterling Heights |
---|---|---|---|---|
Spay (over 6 months) | $590 (over 50 lbs)/$515 (under 50 lbs) | $590 (over 50 lbs)/$515 (under 50 lbs) | $590 (over 50 lbs)/$515 (under 50 lbs) | $590 (over 50 lbs)/$515 (under 50 lbs) |
Neuter (over 6 months) | $489 | $489 | $489 | $489 |
Professional dental cleaning | $395 | $395 | $395 | $395 |
Office visit | $68 | $68 | $68 | $68 |
Estimated vet services costs for cats across Michigan
Vet Service | Detroit | Grand Rapids | Warren City | Sterling Heights |
---|---|---|---|---|
Spay (over 6 months) | $366 | $366 | $366 | $366 |
Neuter (over 6 months) | $270 | $270 | $270 | $270 |
Professional dental cleaning | $395 | $395 | $395 | $395 |
Office visit | $68 | $68 | $68 | $68 |
Source: Banfield Pet Hospital
How does pet insurance work in Michigan?
Go to the vet
If your pet gets sick or injured, just visit any state-licensed veterinarian for the diagnostics, procedures, and medications your furry friend may need to recover.
File a claim
File a claim on the Lemonade app in minutes. You’ll need a pic of the vet invoice and/or a paid receipt, plus a copy of your medical records or notes from that specific vet visit.
Get reimbursed
Get your money back directly into your bank account from Lemonade for eligible claims. Around 50% of Lemonade pet insurance claims are handled instantly.
FAQs
What are the main safety threats to pets in Michigan?
Michigan pets might encounter risks like venomous spiders, including the Black Widow and Brown Recluse. These spiders love hiding in dark spots like basements or sheds, and their bites can be dangerous to pets. Be cautious during outdoor adventures too, as wildlife like coyotes or raccoons can pose a threat, especially during dusk or evening hours.
Toxic plants are another concern in Michigan. Watch out for those like autumn crocus, foxglove, and lily varieties, which can be harmful if ingested by your pet. If you suspect your pet has had contact with something dangerous, call your vet or a poison control hotline immediately. Staying aware can help keep your furry friend safe!
What are the best dog parks in Michigan?
Michigan is home to some amazing dog parks where your pup can enjoy endless adventures!
- Shaggy Pines Dog Park in Ada, near Grand Rapids, is a 16-acre paradise with shaded areas, a swimming pond, and even a doggy wash station.
- Orion Oaks Dog Park in Lake Orion is perfect for lake lovers, with 24 acres of fun, complete with doggy docks and a beach for swimming.
- Mill Pond Park in Saline offers open fields, waterfront spots, and mud play, making it perfect for energetic pups.
- WOOFhaven Dog Park in Woodhaven and Joey’s Pet Outfitters Dog Park in Williamston provide safe, off-leash spaces for your furry friend to run and make new friends.
What are the top local pet-based businesses in Michigan?
Michigan boasts some fantastic pet-centric businesses ready to spoil your furry companions.
- Petland Novi is a locally-owned gem that pairs families with their perfect pet while offering top-notch customer service and high care standards.
- Pet Pantry in Harbor Springs has everything your pet could need, from high-quality food to comfy beds and fun toys, including goodies for bird lovers too.
- The Pet Emporium located in Ann Arbor specializes in organic, natural products and hard-to-find items, plus they’re active in the local community.
- Highland Pets in Highland is a one-stop-shop with all-natural pet food, boarding, grooming, training, and even nutrition counseling.
- Lou’s Pet Shop in Grosse Pointe Woods is the go-to for expert care and education for exotic pet enthusiasts.
Can I use Lemonade pet insurance at any vet in Michigan?
Yes, since we work on a reimbursement basis you can use your Lemonade pet insurance policy at any licensed vet in the U.S., including Michigan.
How can I keep my pet safe during Michigan's winters?
To keep your pet safe during Michigan’s chilly winters, make sure they’re bundled up in a cozy coat or sweater, especially if they have short fur. Protect their paws with booties or a paw balm to shield against ice, salt, and snow. Keep outdoor time short, and always wipe off their paws and belly after walks to remove any harmful chemicals or ice buildup.
*Lemonade Insurance analyzed policy rates to calculate average pet premiums as of October, 2024. This analysis is based on Lemonadeu2019s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances
Continue Reading
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