Pet Insurance in New Jersey
Got an Jack Russell in Jersey City, or a Norwegian Forest Cat in Newark? Cover your pet with Lemonade pet insurance in New Jersey—the smart choice to keep your fur baby happy and healthy in the Garden State.
How much does pet insurance cost in New Jersey?
| City | Average monthly premium* |
|---|---|
| Edison | $35 to $39 |
| Elizabeth | $35 to $39 |
| Jersey City | $40 to $44 |
| Newark | $35 to $39 |
What does a Lemonade pet insurance
policy in New Jersey cover?
- Bloodwork
- X-rays
- MRI
- CT Scan
- Lab Work
- Urinalysis
- Ultrasounds
- Cancer
- Emergency Care
- Surgery
- Heart Disease
- Hospitalization
- Road Accidents
- Outpatient Care
- Allergy Medicine
- Specialty Care
- Injections
- Prescription Medications
- Arthritis Medications
- Knee, Elbow, and Hip Dysplasia
What pet insurance plans does
Lemonade offer in New Jersey?
Wellness exam
Annual physical checkup for your pet
Vaccines
Up to 3 vaccines such as Rabies, DHLPP, and Bordetella
Heartworm test
Annual screening of heartworm infestation
Fecal or internal parasite test
Annual parasite evaluation test
Routine dental cleaning
Including dental x-rays, anesthesia, polishing, and more
Preventative medication
Protection for your pet against fleas, ticks, and heartworm
Pet parents love Lemonade
Is pet insurance worth it in New Jersey?
What additional coverage does
Lemonade offer in New Jersey?
Visit fees
Helps cover the extra fee vets charge for their time and labor, separate from the actual cost of the treatment.
Read morePhysical therapy
Helps cover things like acupuncture and hydrotherapy related to functionality issues due to an unexpected illness or accident.
Read moreDental illness
Helps cover the cost of treatments related to eligible dental illness—including crowns, extractions, root canals, dental surgeries, and antibiotics.
Read moreBehavioral conditions
Helps cover the costs of diagnostics, treatments, and therapies related to eligible behavioral conditions—like therapy sessions, prescription medications, and specialized training.
Read moreEnd-of-life and remembrance
Helps cover the costs related to vet-recommended euthanasia, cremation, or commemorative items—like an urn, framed pictures, digital photo storage, or even a tattoo—even if the pet’s death is not related to an eligible condition.
Read moreHow much pet insurance do I need in New Jersey?
for cats and dogs in New Jersey.
Estimated vet services costs for dogs across New Jersey
| Vet Service | Edison | Elizabeth | Jersey City | Newark |
|---|---|---|---|---|
| Spay (over 6 months) | $659 (over 50 lbs)/$575 (under 50 lbs) | $659 (over 50 lbs)/$575 (under 50 lbs) | $683 (over 50 lbs)/$597 (under 50 lbs) | $667 (over 50 lbs)/$582 (under 50 lbs) |
| Neuter (over 6 months) | $545 | $545 | $566 | $552 |
| Professional dental cleaning | $466 | $466 | $492 | $474 |
| Office visit | $85 | $85 | $92 | $87 |
Estimated vet services costs for cats across New Jersey
| Vet Service | Edison | Elizabeth | Jersey City | Newark |
|---|---|---|---|---|
| Spay (over 6 months) | $408 | $408 | $424 | $413 |
| Neuter (over 6 months) | $301 | $301 | $312 | $305 |
| Professional dental cleaning | $466 | $466 | $492 | $474 |
| Office visit | $85 | $85 | $92 | $87 |
Source: Banfield Pet Hospital
How does pet insurance work in New Jersey?
Go to the vet
If your pet gets sick or injured, just visit any state-licensed veterinarian for the diagnostics, procedures, and medications your furry friend may need to recover.
File a claim
File a claim on the Lemonade app in minutes. You’ll need a pic of the vet invoice and/or a paid receipt, plus a copy of your medical records or notes from that specific vet visit.
Get reimbursed
Get your money back directly into your bank account from Lemonade for eligible claims. Around 50% of Lemonade pet insurance claims are handled instantly.
FAQs
What are the main safety threats to pets in New Jersey?
New Jersey’s natural beauty comes with some pet safety risks to watch out for. With so much water—lakes, rivers, and the Atlantic coast—keeping a close eye on your dog during swims is key. Strong currents, rip tides, and blue-green algae are all concerns. Always bring fresh water to the beach and rinse your pup off after a splash to prevent skin or ear infections.
Ticks are another big issue, especially in woodlands and parks. They can carry illnesses like Lyme disease and Rocky Mountain spotted fever, so check your pet thoroughly after outdoor adventures. Use tick prevention products and know how to safely remove ticks with tweezers if you spot one.
What are the best dog parks in New Jersey?
New Jersey offers some pawsome dog parks for your furry friend.
- South Mountain Dog Park in Millburn has separate areas for small and large dogs, plus obstacles and forested surroundings.
- Wildwood Dog Park and Beach is perfect for seaside fun, with sandy play areas and a spot to cool off in the water.
- Freedom Barks Dog Park in Medford features 26 acres with trails, creeks, and open fields.
- Timber Creek Dog Park in Blackwood offers woodland paths and sandy zones.
- Wantage Dog Park in Sussex County is picturesque, well-equipped, and divided by dog size for safe play.
What are the top local pet-based businesses in New Jersey?
New Jersey has some tremendous local pet-based businesses worth checking out.
- The Hungry Puppy in Farmingdale offers a variety of pet food and products, along with unique events like doggy birthday parties and training sessions.
- Paws Barkery and Boutique in Asbury Park is ideal for pets with sensitive stomachs, offering handmade, natural treats free from common allergens.
- Morris Animal Inn in Morristown provides upscale boarding, daycare, and grooming services.
- Bundle of Paws Photography in Robbinsville captures heartfelt pet portraits.
Can I use Lemonade pet insurance at any vet in New Jersey?
Yes, since we work on a reimbursement basis you can use your Lemonade pet insurance policy at any licensed vet in the U.S., including New Jersey.
Do New Jersey's wetland areas pose any danger to pets?
Wetlands can harbor parasites and toxic plants. To maintain your pet’s safety in these areas, keep pets on a leash and away from waterlogged areas. It is also a good idea to train your pet to obey the u201cleave itu201d command to keep them away from unknown and potentially toxic plants. Be sure to rinse your pet thoroughly if they do come into contact with wetland water, and contact your vet if you notice your pet is showing signs of illness such as vomiting or skin rashes.
*Lemonade Insurance analyzed policy rates to calculate average pet premiums as of October, 2024. This analysis is based on Lemonadeu2019s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances
Continue Reading
What is Pet Insurance Coverage and How Does It Work?
Your go-to resource for pet insurance coverage, in plain English.
How Much Is Pet Insurance?
Let’s dig into the factors that impact how much your pet insurance costs.
Is Pet Insurance Worth It?
The benefits of a financial safety net for your furry friend’s vet bills.
How Much Does a Vet Visit Cost?
Great care isn’t cheap. We’ll take a look at an average vet bill.
Compare Pet Insurance
Pet insurance comparison made easy, compare to other providers and choose the best plans which are right for your dog or cat.
How Much Should I Feed My Puppy?
Puppies gotta chow.