Pet Insurance in Oklahoma

Got a tabby in Tulsa or an Otterhound in Oklahoma City? Cover your pet with Lemonade pet insurance in Oklahoma—the smart choice to keep your fur baby happy and healthy in the Sooner State.

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How much does pet insurance cost in Oklahoma?

As of 2025, the average estimated cost of Lemonade pet insurance in Oklahoma ranges from roughly $20 to $24 a month, depending on factors like your pet’s breed and age, exactly where you live, and the coverages you choose.
CityAverage monthly premium*
Edmond$25 to $29
Norman$20 to $24
Oklahoma City$20 to $24
Tulsa$20 to $24
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What does a Lemonade pet insurance
policy in Oklahoma cover?

A base Lemonade pet insurance insurance policy in Oklahoma helps cover the costs of diagnostics, procedures, and medications to treat your cat or dog’s eligible accidents and illnesses. Here are some common types of care that Lemonade pet insurance covers in Oklahoma:
  • Bloodwork
  • X-rays
  • MRI
  • CT Scan
  • Lab Work
  • Urinalysis
  • Ultrasounds
  • Cancer
  • Emergency Care
  • Surgery
  • Heart Disease
  • Hospitalization
  • Road Accidents
  • Outpatient Care
  • Allergy Medicine
  • Specialty Care
  • Injections
  • Prescription Medications
  • Arthritis Medications
  • Knee, Elbow, and Hip Dysplasia
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What pet insurance plans does
Lemonade offer in Oklahoma?

Our preventative care packages help cover your pet’s regular trips to the vet.
Wellness examWellness exam

Wellness exam

Annual physical checkup for your pet

VaccinesVaccines

Vaccines

Up to 3 vaccines such as Rabies, DHLPP, and Bordetella

Heartworm testHeartworm test

Heartworm test

Annual screening of heartworm infestation

Fecal or internal parasite testFecal or internal parasite test

Fecal or internal parasite test

Annual parasite evaluation test

Routine dental cleaningRoutine dental cleaning

Routine dental cleaning

Including dental x-rays, anesthesia, polishing, and more

Preventative medicationPreventative medication

Preventative medication

Protection for your pet against fleas, ticks, and heartworm

Pet parents love Lemonade

Customizable coverage, seamless claims, and compassionate customer support —it’s no wonder why hundreds of thousands of pet parents choose Lemonade pet insurance

Is pet insurance worth it in Oklahoma?

Check out how much dog and cat owners have saved on vet bills with pet insurance.

What additional coverage does
Lemonade offer in Oklahoma?

You can easily mix and match our add-on coverages to meet your pet’s needs, and your budget.

Visit fees

Helps cover the extra fee vets charge for their time and labor, separate from the actual cost of the treatment.

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Physical therapy

Helps cover things like acupuncture and hydrotherapy related to functionality issues due to an unexpected illness or accident.

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Dental illness

Helps cover the cost of treatments related to eligible dental illness—including crowns, extractions, root canals, dental surgeries, and antibiotics.

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Behavioral conditions

Helps cover the costs of diagnostics, treatments, and therapies related to eligible behavioral conditions—like therapy sessions, prescription medications, and specialized training.

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End-of-life and remembrance

Helps cover the costs related to vet-recommended euthanasia, cremation, or commemorative items—like an urn, framed pictures, digital photo storage, or even a tattoo—even if the pet’s death is not related to an eligible condition.

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How much pet insurance do I need in Oklahoma?

The right pet insurance balances your monthly premium with what you can afford for unexpected vet bills. Check out the estimated costs of some common vet services
for cats and dogs in Oklahoma.

Estimated vet services costs for dogs across Oklahoma

Vet ServiceEdmondNormanOklahoma CityTulsa
Spay (over 6 months)$576 (over 50 lbs)/$503 (under 50 lbs)$576 (over 50 lbs)/$503 (under 50 lbs)$576 (over 50 lbs)/$503 (under 50 lbs)$590 (over 50 lbs)/$515 (under 50 lbs)
Neuter (over 6 months)$477$477$477$489
Professional dental cleaning$381$381$381$395
Office visit$65$65$65$68

Estimated vet services costs for cats across Oklahoma

Vet ServiceEdmondNormanOklahoma CityTulsa
Spay (over 6 months)$357$357$357$366
Neuter (over 6 months)$263$263$263$270
Professional dental cleaning$381$381$381$395
Office visit$65$65$65$68

Source: Banfield Pet Hospital

How does pet insurance work in Oklahoma?

Lemonade harnesses the power of tech to make the process of filing a pet insurance claim—and getting reimbursed—a breeze
Go to the vetGo to the vet

Go to the vet

If your pet gets sick or injured, just visit any state-licensed veterinarian for the diagnostics, procedures, and medications your furry friend may need to recover.

File a claimFile a claim

File a claim

File a claim on the Lemonade app in minutes. You’ll need a pic of the vet invoice and/or a paid receipt, plus a copy of your medical records or notes from that specific vet visit.

Get reimbursedGet reimbursed

Get reimbursed

Get your money back directly into your bank account from Lemonade for eligible claims. Around 50% of Lemonade pet insurance claims are handled instantly.

FAQs

What are the main safety threats to pets in Oklahoma?

Oklahoma poses a few unique safety challenges for pets. Venomous snakes like the copperhead, cottonmouth, and various rattlesnakes are a concern, especially in rural or wooded areas. Keep pets leashed during outdoor adventures and be watchful of symptoms like swelling or excessive panting if a snake bite occurs. Immediate vet care is crucial in such cases.

Additionally, being in Tornado Alley means preparing pets for tornado season. Have a designated safe spot stocked with pet food, water, blankets, and medications. Ensure your pets are microchipped, as collars can easily come off during such events. Planning ahead and staying alert can help keep your furry friends safe.

What are the best dog parks in Oklahoma?

Oklahoma offers some fantastic off-leash spaces for your energetic pup!

  • Paws Valley Dog Park in Pauls Valley features 1.5 acres of fun, with plenty of agility equipment and shady spots for warm days.
  • Edmond Dog Park at Bickham-Rudkin Park provides four acres of space, lakeside access, and trails, perfect for adventurous dogs.
  • Norman Community Dog Park is complete with areas for large and small dogs.
  • Bark West Dog Park in Jenks offers opportunities for shaded summer playtime.
  • Myriad Dog Park in Oklahoma City allows you to soak in the urban vibe with its year-round AstroTurf layout.

What are the top local pet-based businesses in Oklahoma?

Oklahoma has some amazing pet-focused businesses to explore.

  • A1 Pet Emporium, with locations across Oklahoma City and Edmond, specializes in high-quality pet foods free of additives and fillers.
  • Barking Dog Bakery & Boutique in Oklahoma City is the perfect spot to spoil your furry friend with healthy snacks.
  • Snoots Pet Photography in Broken Arrow offers professional sessions to capture your pet’s personality in photos you’ll treasure forever.
  • Reigning Cats and Dogs in Marietta offers luxury boarding options, with bright, spacious accommodations and plenty of playtime.
  • Animal Acupuncture in Tulsa provides specialized therapies like chiropractic care and water therapy for pets in need of extra attention.

Can I use Lemonade pet insurance at any vet in Oklahoma?

Yes, since we work on a reimbursement basis you can use your Lemonade pet insurance policy at any licensed vet in the U.S., including Oklahoma.

How can I prepare my pet for Oklahoma's summer heat?

Oklahoma summers can get intense, so hydration and shade are vital for your pets. Consider using dog-safe sunscreen for pets with short fur and try to make sure walks and outdoor play times happen early in the morning or later in the evening when it tends to be a bit cooler.

*Lemonade Insurance analyzed policy rates to calculate average pet premiums as of October, 2024. This analysis is based on Lemonadeu2019s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances

Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. The content of these educational articles does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim.