Pet Insurance in Virginia
Got a Ragdoll in Richmond, or a Labrador in Lynchburg? Cover your pet with Lemonade pet insurance in Virginia—the smart choice to keep your fur baby happy and healthy in the Old Dominion.
How much does pet insurance cost in Virginia?
| City | Average monthly premium* |
|---|---|
| Arlington | $40 to $44 |
| Chesapeake | $45 to $49 |
| Norfolk | $40 to $44 |
| Virginia Beach | $35 to $39 |
What does a Lemonade pet insurance
policy in Virginia cover?
- Bloodwork
- X-rays
- MRI
- CT Scan
- Lab Work
- Urinalysis
- Ultrasounds
- Cancer
- Emergency Care
- Surgery
- Heart Disease
- Hospitalization
- Road Accidents
- Outpatient Care
- Allergy Medicine
- Specialty Care
- Injections
- Prescription Medications
- Arthritis Medications
- Knee, Elbow, and Hip Dysplasia
What pet insurance plans does
Lemonade offer in Virginia?
Wellness exam
Annual physical checkup for your pet
Vaccines
Up to 3 vaccines such as Rabies, DHLPP, and Bordetella
Heartworm test
Annual screening of heartworm infestation
Fecal or internal parasite test
Annual parasite evaluation test
Routine dental cleaning
Including dental x-rays, anesthesia, polishing, and more
Preventative medication
Protection for your pet against fleas, ticks, and heartworm
Pet parents love Lemonade
Is pet insurance worth it in Virginia?
What additional coverage does
Lemonade offer in Virginia?
Visit fees
Helps cover the extra fee vets charge for their time and labor, separate from the actual cost of the treatment.
Read morePhysical therapy
Helps cover things like acupuncture and hydrotherapy related to functionality issues due to an unexpected illness or accident.
Read moreDental illness
Helps cover the cost of treatments related to eligible dental illness—including crowns, extractions, root canals, dental surgeries, and antibiotics.
Read moreBehavioral conditions
Helps cover the costs of diagnostics, treatments, and therapies related to eligible behavioral conditions—like therapy sessions, prescription medications, and specialized training.
Read moreEnd-of-life and remembrance
Helps cover the costs related to vet-recommended euthanasia, cremation, or commemorative items—like an urn, framed pictures, digital photo storage, or even a tattoo—even if the pet’s death is not related to an eligible condition.
Read moreHow much pet insurance do I need in Virginia?
for cats and dogs in Virginia.
Estimated vet services costs for dogs across Virginia
| Vet Service | Arlington | Chesapeake | Norfolk | Virginia Beach |
|---|---|---|---|---|
| Spay (over 6 months) | $643 (over 50 lbs)/$562 (under 50 lbs) | $583 (over 50 lbs)/$509 (under 50 lbs) | $583 (over 50 lbs)/$509 (under 50 lbs) | $583 (over 50 lbs)/$509 (under 50 lbs) |
| Neuter (over 6 months) | $532 | $483 | $483 | $483 |
| Professional dental cleaning | $449 | $388 | $388 | $388 |
| Office visit | $81 | $67 | $67 | $67 |
Estimated vet services costs for cats across Virginia
| Vet Service | Arlington | Chesapeake | Norfolk | Virginia Beach |
|---|---|---|---|---|
| Spay (over 6 months) | $399 | $362 | $362 | $362 |
| Neuter (over 6 months) | $294 | $267 | $267 | $267 |
| Professional dental cleaning | $449 | $388 | $388 | $388 |
| Office visit | $81 | $67 | $67 | $67 |
Source: Banfield Pet Hospital
How does pet insurance work in Virginia?
Go to the vet
If your pet gets sick or injured, just visit any state-licensed veterinarian for the diagnostics, procedures, and medications your furry friend may need to recover.
File a claim
File a claim on the Lemonade app in minutes. You’ll need a pic of the vet invoice and/or a paid receipt, plus a copy of your medical records or notes from that specific vet visit.
Get reimbursed
Get your money back directly into your bank account from Lemonade for eligible claims. Around 50% of Lemonade pet insurance claims are handled instantly.
FAQs
What are the main safety threats to pets in Virginia?
Virginia’s outdoors can be fun, but it’s important to watch out for potential risks to your pets. Snakes, like the northern copperhead, timber rattlesnake, and cottonmouth, are venomous species to be wary of. Keep your dog leashed on trails and clear your yard of woodpiles where snakes may hide. If you suspect a snake bite, stay calm and get to your vet immediately.
Additionally, black widow spiders can pose a danger, especially to curious cats. These spiders hide in warm, dark spaces, so keep garages and sheds clean. Toxic plants like pokeweed and Virginia creeper are also common threats if ingested. If your pet shows symptoms after outdoor adventures, a visit to the vet is the best move.
What are the best dog parks in Virginia?
Virginia offers some fantastic dog parks for your furry friend to explore.
- Shirlington Dog Park in Arlington is a must-visit, featuring wide-open spaces and a stream for splashing around. With a self-washing station right outside, you can easily clean up after all the fun.
- Merrifield Garden Center Dog Park in Gainesville combines playful areas for your pup with a beautiful garden view.
- Lake Fairfax Park in Reston offers trails, campgrounds, and even a water park for humans.
- Bayville Farms Park down in Virginia Beach has an enclosed dog park as part of its 68-acre space packed with activities.
- South Riding Dog Park in Chantilly takes things up a notch with obstacle equipment and shaded areas for maximum fun.
What are the top local pet-based businesses in Virginia?
Virginia has some great pet-centered businesses that will keep your furry friend happy and healthy.
- Puppy Luv, serving four locations throughout the state, offers everything from dog walking to obedience training, even providing GPS-tracked walks with photo updates.
- Animal Connection in Charlottesville features natural pet food, grooming, training, and even special events like Free Treat Fridays and adoption days.
- Kibbles on Main in Blacksburg and Radford is great for active pets. They offer a wide selection of products and even have self-service dog wash stations.
Can I use Lemonade pet insurance at any vet in Virginia?
Yes, since we work on a reimbursement basis you can use your Lemonade pet insurance policy at any licensed vet in the U.S., including Virginia.
How can I keep my pet safe when visiting Virginia’s beaches?
When getting ready to visit the beach be sure to pack fresh water, and offer it frequently to your pet so that they aren’t as tempted to drink the saltwater. Drinking saltwater can lead to dehydration and vomiting in pets, so monitor your pet closely after your beach day and contact your vet immediately if you notice any signs of distress.
*Lemonade Insurance analyzed policy rates to calculate average pet premiums as of October, 2024. This analysis is based on Lemonadeu2019s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances
Continue Reading
What is Pet Insurance Coverage and How Does It Work?
Your go-to resource for pet insurance coverage, in plain English.
How Much Is Pet Insurance?
Let’s dig into the factors that impact how much your pet insurance costs.
Is Pet Insurance Worth It?
The benefits of a financial safety net for your furry friend’s vet bills.
How Much Does a Vet Visit Cost?
Great care isn’t cheap. We’ll take a look at an average vet bill.
Compare Pet Insurance
Pet insurance comparison made easy, compare to other providers and choose the best plans which are right for your dog or cat.
I Was Obsessed With My Cats. Then I Had a Kid.
Navigating a very unique love triangle.