Pet Insurance in Wisconsin

Got a Maltese in Madison, or an Oriental Shorthair in Oshkosh? Cover your pet with Lemonade pet insurance in Wisconsin—the smart choice to keep your fur baby happy and healthy in the Badger State.

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How much does pet insurance cost in Wisconsin?

As of 2025, the average estimated cost of Lemonade pet insurance in Wisconsin ranges from roughly $35 to $39 a month, depending on factors like your pet’s breed and age, exactly where you live, and the coverages you choose.
CityAverage monthly premium*
Green Bay$30 to $34
Kenosha$30 to $34
Madison$35 to $39
Milwaukee$35 to $39
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What does a Lemonade pet insurance
policy in Wisconsin cover?

A base Lemonade pet insurance insurance policy in Wisconsin helps cover the costs of diagnostics, procedures, and medications to treat your cat or dog’s eligible accidents and illnesses. Here are some common types of care that Lemonade pet insurance covers in Wisconsin:
  • Bloodwork
  • X-rays
  • MRI
  • CT Scan
  • Lab Work
  • Urinalysis
  • Ultrasounds
  • Cancer
  • Emergency Care
  • Surgery
  • Heart Disease
  • Hospitalization
  • Road Accidents
  • Outpatient Care
  • Allergy Medicine
  • Specialty Care
  • Injections
  • Prescription Medications
  • Arthritis Medications
  • Knee, Elbow, and Hip Dysplasia
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What pet insurance plans does
Lemonade offer in Wisconsin?

Our preventative care packages help cover your pet’s regular trips to the vet.
Wellness examWellness exam

Wellness exam

Annual physical checkup for your pet

VaccinesVaccines

Vaccines

Up to 3 vaccines such as Rabies, DHLPP, and Bordetella

Heartworm testHeartworm test

Heartworm test

Annual screening of heartworm infestation

Fecal or internal parasite testFecal or internal parasite test

Fecal or internal parasite test

Annual parasite evaluation test

Routine dental cleaningRoutine dental cleaning

Routine dental cleaning

Including dental x-rays, anesthesia, polishing, and more

Preventative medicationPreventative medication

Preventative medication

Protection for your pet against fleas, ticks, and heartworm

Pet parents love Lemonade

Customizable coverage, seamless claims, and compassionate customer support —it’s no wonder why hundreds of thousands of pet parents choose Lemonade pet insurance

Is pet insurance worth it in Wisconsin?

Check out how much dog and cat owners have saved on vet bills with pet insurance.

What additional coverage does
Lemonade offer in Wisconsin?

You can easily mix and match our add-on coverages to meet your pet’s needs, and your budget.

Visit fees

Helps cover the extra fee vets charge for their time and labor, separate from the actual cost of the treatment.

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Physical therapy

Helps cover things like acupuncture and hydrotherapy related to functionality issues due to an unexpected illness or accident.

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Dental illness

Helps cover the cost of treatments related to eligible dental illness—including crowns, extractions, root canals, dental surgeries, and antibiotics.

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Behavioral conditions

Helps cover the costs of diagnostics, treatments, and therapies related to eligible behavioral conditions—like therapy sessions, prescription medications, and specialized training.

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End-of-life and remembrance

Helps cover the costs related to vet-recommended euthanasia, cremation, or commemorative items—like an urn, framed pictures, digital photo storage, or even a tattoo—even if the pet’s death is not related to an eligible condition.

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How much pet insurance do I need in Wisconsin?

The right pet insurance balances your monthly premium with what you can afford for unexpected vet bills. Check out the estimated costs of some common vet services
for cats and dogs in Wisconsin.

Estimated vet services costs for dogs across Wisconsin

Vet ServiceGreen BayKenoshaMadisonMilwaukee
Spay (over 6 months)$605 (over 50 lbs)/$528 (under 50 lbs)$635 (over 50 lbs)/$555 (under 50 lbs)$612 (over 50 lbs)/$535 (under 50 lbs)$605 (over 50 lbs)/$528 (under 50 lbs)
Neuter (over 6 months)$501$526$507$501
Professional dental cleaning$409$441$417$409
Office visit$72$79$74$72

Estimated vet services costs for cats across Wisconsin

Vet ServiceGreen BayKenoshaMadisonMilwaukee
Spay (over 6 months)$375$394$380$375
Neuter (over 6 months)$276$290$280$276
Professional dental cleaning$409$441$417$409
Office visit$72$79$74$72

Source: Banfield Pet Hospital

How does pet insurance work in Wisconsin?

Lemonade harnesses the power of tech to make the process of filing a pet insurance claim—and getting reimbursed—a breeze
Go to the vetGo to the vet

Go to the vet

If your pet gets sick or injured, just visit any state-licensed veterinarian for the diagnostics, procedures, and medications your furry friend may need to recover.

File a claimFile a claim

File a claim

File a claim on the Lemonade app in minutes. You’ll need a pic of the vet invoice and/or a paid receipt, plus a copy of your medical records or notes from that specific vet visit.

Get reimbursedGet reimbursed

Get reimbursed

Get your money back directly into your bank account from Lemonade for eligible claims. Around 50% of Lemonade pet insurance claims are handled instantly.

FAQs

What are the main safety threats to pets in Wisconsin?

Wisconsin has its fair share of natural threats to keep an eye on. Venomous snakes like the Timber Rattlesnake and Eastern Massasauga can pose a risk, especially in sunny spots on logs or rocks. Keeping your dog leashed on hikes and clearing woodpiles from your yard can minimize the chances of a run-in with these slithering creatures.

You’ll also want to watch out for poisonous Black Widow and Brown Recluse spiders, which like to hide in dark sheds or attics. And don’t forget about toxic plants like English Ivy, Day Lily, and Azalea—if your pet gets curious and nibbles on any suspicious greenery, call your vet right away!

What are the best dog parks in Wisconsin?

Wisconsin has some amazing dog parks for your furry friend to explore.

  • Granville Dog Park in Milwaukee offers wooded trails along the Menomonee River, giving both you and your dog a chance to enjoy nature while your pup runs free.
  • Minooka Park in Waukesha has separate fenced areas for small and large dogs, along with friendly pet parents who make it a welcoming spot.
  • Caledonia Dog Park in Racine boasts 28 scenic acres, including a river for splashing.
  • Shiloh Road Bark Park in Sturgeon Bay offers grassy runs and plenty of amenities, from picnic tables to doggy poop bags.

What are the top local pet-based businesses in Wisconsin?

Wisconsin is home to some fantastic pet businesses that keep your furry friends happy and healthy.

  • Skilos in Milwaukee carries everything your pet could need, from toys and food to treats, with super knowledgeable staff ready to help.
  • Pet Supplies Plus in Glendale offers curbside pickup and in-store wellness care along with tasty baked goodies for your pup.
  • Nashville Pet Products in Oshkosh focuses on quality items with a warm, family-owned touch.
  • End of the Leash, with locations in Pewaukee and Mukwonago, specializes in natural foods and thoughtful products to ensure your pet thrives.
  • What’s in the Bowl in Brookfield and New Berlin are known their high-quality raw-baked treats and monthly pet wellness podcasts!

Can I use Lemonade pet insurance at any vet in Wisconsin?

Yes, since we work on a reimbursement basis you can use your Lemonade pet insurance policy at any licensed vet in the U.S., including Wisconsin.

Can pets join in on Wisconsin's winter fun?

Absolutely! Many outdoor destinations like Minocqua Winter Park welcome leashed dogs for cross-country skiing and snowshoeing. Make sure your pup is prepared for the cold by dressing them in their winter gear, like booties if the snow is icy or deep to keep their paws protected.

*Lemonade Insurance analyzed policy rates to calculate average pet premiums as of October, 2024. This analysis is based on Lemonadeu2019s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances

Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. The content of these educational articles does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim.