Pet Insurance in North Dakota
Got a Burmese in Beulah, or a Greyhound in Grand Forks? Cover your pet with Lemonade pet insurance in North Dakota—the smart choice to keep your fur baby happy and healthy in the Peace Garden State.
How much does pet insurance cost in North Dakota?
| City | Average monthly premium* |
|---|---|
| Bismarck | $20 to $24 |
| Fargo | $25 to $29 |
| Grand Forks | $30 to $34 |
| Minot | $30 to $34 |
What does a Lemonade pet insurance
policy in North Dakota cover?
pet insurance covers in North Dakota:
- Bloodwork
- X-rays
- MRI
- CT Scan
- Lab Work
- Urinalysis
- Ultrasounds
- Cancer
- Emergency Care
- Surgery
- Heart Disease
- Hospitalization
- Road Accidents
- Outpatient Care
- Allergy Medicine
- Specialty Care
- Injections
- Prescription Medications
- Arthritis Medications
- Knee, Elbow, and Hip Dysplasia
What pet insurance plans does
Lemonade offer in North Dakota?
Wellness exam
Annual physical checkup for your pet
Vaccines
Up to 3 vaccines such as Rabies, DHLPP, and Bordetella
Heartworm test
Annual screening of heartworm infestation
Fecal or internal parasite test
Annual parasite evaluation test
Routine dental cleaning
Including dental x-rays, anesthesia, polishing, and more
Preventative medication
Protection for your pet against fleas, ticks, and heartworm
Pet parents love Lemonade
Is pet insurance worth it in North Dakota?
What additional coverage does
Lemonade offer in North Dakota?
Visit fees
Helps cover the extra fee vets charge for their time and labor, separate from the actual cost of the treatment.
Read morePhysical therapy
Helps cover things like acupuncture and hydrotherapy related to functionality issues due to an unexpected illness or accident.
Read moreDental illness
Helps cover the cost of treatments related to eligible dental illness—including crowns, extractions, root canals, dental surgeries, and antibiotics.
Read moreBehavioral conditions
Helps cover the costs of diagnostics, treatments, and therapies related to eligible behavioral conditions—like therapy sessions, prescription medications, and specialized training.
Read moreEnd-of-life and remembrance
Helps cover the costs related to vet-recommended euthanasia, cremation, or commemorative items—like an urn, framed pictures, digital photo storage, or even a tattoo—even if the pet’s death is not related to an eligible condition.
Read moreHow does pet insurance work in North Dakota?
Go to the vet
If your pet gets sick or injured, just visit any state-licensed veterinarian for the diagnostics, procedures, and medications your furry friend may need to recover.
File a claim
File a claim on the Lemonade app in minutes. You’ll need a pic of the vet invoice and/or a paid receipt, plus a copy of your medical records or notes from that specific vet visit.
Get reimbursed
Get your money back directly into your bank account from Lemonade for eligible claims. Around 50% of Lemonade pet insurance claims are handled instantly.
FAQs
What are the main safety threats to pets in North Dakota?
North Dakota’s vast landscapes come with some hidden dangers for pets to be mindful of. Coyotes and other wildlife can be a threat, especially in rural areas, so always keep an eye on your pets when they’re outdoors. Burrs from prairie grasses can also stick to your pet’s fur and paws, causing discomfort or irritation.
Additionally, harsh winter conditions like freezing temperatures and icy patches can harm your pet’s paws or exposure. Use pet-safe de-icer and consider booties for your dog during walks. Always bring them indoors quickly during extreme weather to keep them safe and cozy!
What are the best dog parks in North Dakota?
North Dakota has some fantastic dog parks for your furry friends to enjoy.
- Brandt Crossing Dog Park in Fargo is a local favorite, offering separate areas for large and small dogs, plenty of open space, and agility equipment for extra fun. It’s perfect for letting your pup burn off some energy.
- Sertoma Park in Grand Forks, features Japanses gardens and trails across 22 acres, where dogs are welcomed to explore on a leash.
- Bark Park in Minot is great if you’re looking for a scenic spot where your dog can enjoy off-leash freedom in a safe, well-maintained environment.
What are the top local pet-based businesses in North Dakota?
North Dakota has some great pet-focused businesses for your furry friends.
- Natural Pet Center in Fargo is a standout, offering premium pet food, toys, and grooming supplies. They even host adoption events and have a knowledgeable staff ready to guide you on the best products for your pet.
- Pirate’s Cove Aquatics in Bismarck is a go-to spot for aquatic lovers. They specialize in freshwater fish, aquariums, and high-quality supplies.
Can I use Lemonade pet insurance at any vet in North Dakota?
Yes, since we work on a reimbursement basis you can use your Lemonade pet insurance policy at any licensed vet in the U.S., including North Dakota.
Where can I adopt a pet in North Dakota?
If you’re looking to adopt a pet in North Dakota, there are several great shelters ready to help you find your new companion. Homeward Animal Shelter in Fargo and Souris Valley Animal Shelter in Minot are fantastic places to start. They have a variety of pets looking for loving homes and offer adoption guidance to make the process smooth.
For those in Bismarck, the Central Dakota Humane Society is a wonderful option, and Grand Forks locals can visit Circle of Friends Animal Shelter.
*Lemonade Insurance analyzed policy rates to calculate average pet premiums as of October, 2024. This analysis is based on Lemonadeu2019s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances
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